Compare Today’s Refinance Rates for Issue, Maryland 20645
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Issue, Maryland 20645.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $13,093 over the lifetime of your mortgage, which translates to a monthly savings of $36 in Issue and other areas of Charles county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Issue, Maryland 20645
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Interactive Refinance Rate Projections for Issue, Maryland 20645
Pureloan has developed an interactive chart to monitor the five largest local lenders in Issue, MD 20645, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Issue, Maryland 20645 from 2024 - 2016
The following historical data provides insights into refinancing trends in Issue, Maryland and the surrounding Charles county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 60.21% | 71.19% | 72.61% | 72.05% | 69.82% | 62.80% | 59.87% | 65.54% | |
avg refi rate | 3.93% | 3.84% | 4.04% | 4.47% | 3.70% | 3.89% | 4.44% | 4.78% | |
% 15 year fixed refinance | 31.56% | 20.49% | 19.64% | 20.29% | 23.70% | 26.67% | 29.18% | 25.80% | |
avg refi rate | 3.09% | 3.00% | 3.18% | 3.48% | 2.94% | 3.22% | 3.70% | 4.22% | |
Avg credit score | 758.23 | 762.35 | 760.55 | 753.93 | 766.77 | 773.57 | 773.03 | 774.46 | |
Avg LTV (loan to value) | 69.84% | 71.95% | 71.97% | 71.35% | 67.28% | 65.23% | 64.31% | 62.38% | |
Avg DTI (debt to income) | 33.34 | 32.84 | 33.00 | 33.50 | 30.55 | 30.16 | 30.57 | 29.82 | |
Avg refinance insurance % | 5.07% | 5.09% | 4.52% | 3.75% | 2.94% | 1.67% | 1.18% | 0.67% |
Best Refinance Brokers around Issue, Maryland 20645
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Issue, Maryland 20645, we have compiled a list of top refinance brokers to assist you in the process.
Kia Coppedge
Loan Officer
301 Steeple Chase Dr
Prince Frederick, MD 20645
(202) 725-9843
kcoppedge@envoymortgage.com
Frank Carrico
Loan Officer
301 Steeple Chase Dr
Prince Frederick, MD 20645
(443) 486-4114
fcarrico@envoymortgage.com
Steven Johnson
Loan Officer
301 Steeple Chase Dr
Prince Frederick, MD 20645
(443) 486-4114
sjohnson@envoymortgage.com
Michelle Foster
Loan Officer
301 Steeple Chase Dr Ste 101
Prince Frederick, MD 20645
MFoster@envoymtg.com
Steven Johnson
Loan Officer
301 Steeple Chase Dr Ste 101
Prince Frederick, MD 20645
(443) 486-4114
SJohnson@envoymtg.com
Address
301 Steeple Chase Dr
Prince Frederick, MD
Contact
(202) 725-9843
Fax (301) 639-0804
kcoppedge@envoymortgage.com
Address
301 Steeple Chase Dr
Prince Frederick, MD
Contact
(443) 486-4114
Fax (301) 639-0804
fcarrico@envoymortgage.com
Address
301 Steeple Chase Dr
Prince Frederick, MD
Contact
(443) 486-4114
Fax (301) 639-0804
sjohnson@envoymortgage.com