Compare Today’s Refinance Rates for Mount Airy, Maryland 21771
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Mount Airy, Maryland 21771.
With a 30-year amortization refinance in Mount Airy and surrounding areas of Frederick county, our calculations show that you can expect to save up to $14,357 over the lifetime of your mortgage, or a monthly savings of $40. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Mount Airy, Maryland 21771.
Summary of Average Refinances in Mount Airy, Maryland 21771
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Interactive Refinance Rate Projections for Mount Airy, Maryland 21771
Pureloan has developed an interactive chart to monitor the five largest local lenders in Mount Airy, MD 21771, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Mount Airy, Maryland 21771 from 2024 - 2016
The following historical data provides insights into refinancing trends in Mount Airy, Maryland and the surrounding Frederick county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 92.59% | 58.05% | 65.42% | 66.72% | 69.80% | 63.24% | 61.54% | 65.43% | 66.39% |
avg refi rate | 5.88% | 3.47% | 2.91% | 3.20% | 4.07% | 4.54% | 4.09% | 3.89% | 4.08% |
% 15 year fixed refinance | 3.70% | 21.09% | 18.79% | 18.51% | 17.52% | 26.47% | 27.59% | 21.31% | 22.48% |
avg refi rate | 5.13% | 2.59% | 2.41% | 2.73% | 3.46% | 3.80% | 3.26% | 3.12% | 3.26% |
Avg credit score | 754.59 | 745.94 | 757.91 | 763.48 | 757.36 | 753.91 | 750.58 | 758.96 | 757.61 |
Avg LTV (loan to value) | 64.63% | 64.69% | 69.28% | 73.02% | 75.06% | 68.02% | 72.52% | 73.33% | 73.34% |
Avg DTI (debt to income) | 35.37 | 33.08 | 31.43 | 31.85 | 34.04 | 33.14 | 33.39 | 31.87 | 31.93 |
Avg refinance insurance % | 6.81% | 1.51% | 3.45% | 5.58% | 8.32% | 3.86% | 5.52% | 5.94% | 5.70% |
Best Refinance Brokers around Mount Airy, Maryland 21771
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Mount Airy, Maryland 21771, we have compiled a list of top refinance brokers to assist you in the process.
John Riordan
Mortgage Loan Officer
443 E Ridgeville Blvd
Mount Airy, MD 21771
(443) 973-3068
jwriordan@bbandt.com
Dan
Loan Officer
602 Center St Ste 103
Mount Airy, MD 21771
(301) 829-5325
dan@communitymortgage4u.com
Tommy Meikle-John
Loan Officer
108 W Ridgeville Blvd Ste 201
Mount Airy, MD 21771
(301) 829-7878
tommymeiklejohn@cmsapproved.com
Denise Trout
Loan Officer
213 Main St
New Windsor, MD 21771
(410) 635-6406
dtrout@newwindsorbank.com
Linda Eberhart
Loan Officer
213 Main St
New Windsor, MD 21771
(410) 635-6406
leberhart@newwindsorbank.com
Address
443 E Ridgeville Blvd
Mount Airy, MD
Contact
(443) 973-3068
Fax (301) 639-0804
jwriordan@bbandt.com
Address
602 Center St Ste 103
Mount Airy, MD
Contact
(301) 829-5325
Fax (301) 639-0804
dan@communitymortgage4u.com
Address
108 W Ridgeville Blvd Ste 201
Mount Airy, MD
Contact
(301) 829-7878
Fax (301) 639-0804
tommymeiklejohn@cmsapproved.com