Compare Today’s Refinance Rates for Owings, Maryland 20736
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Owings, Maryland 20736.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $18,415 over the lifetime of your mortgage, which translates to a monthly savings of $51 in Owings and other areas of Calvert county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Owings, Maryland 20736
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Interactive Refinance Rate Projections for Owings, Maryland 20736
Pureloan has developed an interactive chart to monitor the five largest local lenders in Owings, MD 20736, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Owings, Maryland 20736 from 2024 - 2016
The following historical data provides insights into refinancing trends in Owings, Maryland and the surrounding Calvert county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 60.21% | 71.19% | 72.61% | 72.05% | 69.82% | 62.80% | 59.87% | 65.54% | |
avg refi rate | 3.93% | 3.84% | 4.04% | 4.47% | 3.70% | 3.89% | 4.44% | 4.78% | |
% 15 year fixed refinance | 31.56% | 20.49% | 19.64% | 20.29% | 23.70% | 26.67% | 29.18% | 25.80% | |
avg refi rate | 3.09% | 3.00% | 3.18% | 3.48% | 2.94% | 3.22% | 3.70% | 4.22% | |
Avg credit score | 758.23 | 762.35 | 760.55 | 753.93 | 766.77 | 773.57 | 773.03 | 774.46 | |
Avg LTV (loan to value) | 69.84% | 71.95% | 71.97% | 71.35% | 67.28% | 65.23% | 64.31% | 62.38% | |
Avg DTI (debt to income) | 33.34 | 32.84 | 33.00 | 33.50 | 30.55 | 30.16 | 30.57 | 29.82 | |
Avg refinance insurance % | 5.07% | 5.09% | 4.52% | 3.75% | 2.94% | 1.67% | 1.18% | 0.67% |
Best Refinance Brokers around Owings, Maryland 20736
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Owings, Maryland 20736, we have compiled a list of top refinance brokers to assist you in the process.
Albert Nunnally
Branch Manager / Senior Loan Originator
10903 Indian Head Hwy
Fort Washington, MD 20736
(757) 498-7435
anunnally@twmortgage.com
Denise Switzer
Mortgage Consultant/Market Manager
517 Main St
Laurel, MD 20736
(410) 925-1677
denise.k.switzer@pncmortgage.com
Fatou Kaba
Mortgage Loan Officer
517 Main St
Laurel, MD 20736
fatou.kaba@pncmortgage.com
Larry Burnett
Loan Officer
16701 Melford Blvd Ste 311
Bowie, MD 20736
(443) 223-7066
lburnett@gofirsthome.com
Ryan Paquin
Loan Officer
16701 Melford Blvd Ste 311
Bowie, MD 20736
(301) 332-1589
rpaquin@gofirsthome.com
Address
10903 Indian Head Hwy
Fort Washington, MD
Contact
(757) 498-7435
Fax (301) 639-0804
anunnally@twmortgage.com
Address
517 Main St
Laurel, MD
Contact
(410) 925-1677
Fax (301) 639-0804
denise.k.switzer@pncmortgage.com
Address
517 Main St
Laurel, MD
Contact
Fax (301) 639-0804
fatou.kaba@pncmortgage.com