Compare Today’s Refinance Rates for Owings Mills, Maryland 21117
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Owings Mills, Maryland 21117.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $10,613 over the lifetime of your mortgage, which translates to a monthly savings of $29 in Owings Mills and other areas of Baltimore county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Owings Mills, Maryland 21117
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Interactive Refinance Rate Projections for Owings Mills, Maryland 21117
Pureloan has developed an interactive chart to monitor the five largest local lenders in Owings Mills, MD 21117, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Owings Mills, Maryland 21117 from 2024 - 2016
The following historical data provides insights into refinancing trends in Owings Mills, Maryland and the surrounding Baltimore county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 57.29% | 63.08% | 64.17% | 67.63% | 67.03% | 59.52% | 62.28% | 55.61% |
avg refi rate | 6.23% | 3.50% | 2.96% | 3.24% | 4.15% | 4.58% | 4.05% | 3.87% | 4.04% |
% 15 year fixed refinance | 24.62% | 22.45% | 21.83% | 17.92% | 23.08% | 29.17% | 25.88% | 34.22% | |
avg refi rate | 2.75% | 2.47% | 2.83% | 3.49% | 3.86% | 3.24% | 3.11% | 3.34% | |
Avg credit score | 723.00 | 736.87 | 755.40 | 760.67 | 757.86 | 754.40 | 757.15 | 758.33 | 758.98 |
Avg LTV (loan to value) | 62.17% | 60.25% | 66.82% | 69.99% | 68.71% | 67.65% | 69.18% | 68.07% | 68.44% |
Avg DTI (debt to income) | 36.33 | 33.56 | 32.39 | 32.17 | 33.44 | 33.82 | 33.36 | 33.46 | 33.35 |
Avg refinance insurance % | 0.80% | 2.99% | 4.25% | 4.71% | 3.49% | 3.96% | 4.59% | 3.62% |
Best Refinance Brokers around Owings Mills, Maryland 21117
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Owings Mills, Maryland 21117, we have compiled a list of top refinance brokers to assist you in the process.
Mark Cohen
Mortgage Loan Officer
9301 Lakeside Blvd
Owings Mills, MD 21117
(410) 207-1495
mmcohen@bbandt.com
Scott Eisgrau
Vice President
11403 Cronridge Dr Ste 232
Owings Mills, MD 21117
(443) 738-9138
scott@southerntrust.net
Neil Sweren
Vice President
11403 Cronridge Dr Ste 232
Owings Mills, MD 21117
(443) 738-9121
neil@southerntrust.net
Neil Sweren
Mortgage Banker
10999 Red Run Blvd Ste 113
Owings Mills, MD 21117
(410) 902-4660
neil@allymac.com
Scott Eisgrau
Mortgage Banker
10999 Red Run Blvd Ste 113
Owings Mills, MD 21117
(410) 902-4660
Scott@allymac.com
Address
9301 Lakeside Blvd
Owings Mills, MD
Contact
(410) 207-1495
Fax (301) 639-0804
mmcohen@bbandt.com
Address
11403 Cronridge Dr Ste 232
Owings Mills, MD
Contact
(443) 738-9138
Fax (301) 639-0804
scott@southerntrust.net
Address
11403 Cronridge Dr Ste 232
Owings Mills, MD
Contact
(443) 738-9121
Fax (301) 639-0804
neil@southerntrust.net