Compare Today’s Refinance Rates for Pikesville, Maryland 21208
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Pikesville, Maryland 21208.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $5,616 over the lifetime of your mortgage, which translates to a monthly savings of $16 in Pikesville and other areas of Baltimore county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Pikesville, Maryland 21208
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Interactive Refinance Rate Projections for Pikesville, Maryland 21208
Pureloan has developed an interactive chart to monitor the five largest local lenders in Pikesville, MD 21208, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Pikesville, Maryland 21208 from 2024 - 2016
The following historical data provides insights into refinancing trends in Pikesville, Maryland and the surrounding Baltimore county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 57.29% | 63.08% | 64.17% | 67.63% | 67.03% | 59.52% | 62.28% | 55.61% |
avg refi rate | 6.23% | 3.50% | 2.96% | 3.24% | 4.15% | 4.58% | 4.05% | 3.87% | 4.04% |
% 15 year fixed refinance | 24.62% | 22.45% | 21.83% | 17.92% | 23.08% | 29.17% | 25.88% | 34.22% | |
avg refi rate | 2.75% | 2.47% | 2.83% | 3.49% | 3.86% | 3.24% | 3.11% | 3.34% | |
Avg credit score | 723.00 | 736.87 | 755.40 | 760.67 | 757.86 | 754.40 | 757.15 | 758.33 | 758.98 |
Avg LTV (loan to value) | 62.17% | 60.25% | 66.82% | 69.99% | 68.71% | 67.65% | 69.18% | 68.07% | 68.44% |
Avg DTI (debt to income) | 36.33 | 33.56 | 32.39 | 32.17 | 33.44 | 33.82 | 33.36 | 33.46 | 33.35 |
Avg refinance insurance % | 0.80% | 2.99% | 4.25% | 4.71% | 3.49% | 3.96% | 4.59% | 3.62% |
Best Refinance Brokers around Pikesville, Maryland 21208
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Pikesville, Maryland 21208, we have compiled a list of top refinance brokers to assist you in the process.
Harvey Grutman
Mortgage Loan Officer
1700 Reisterstown Rd
Pikesville, MD 21208
(410) 415-6000
harvey.grutman@pncmortgage.com
John Dalesio
Mortgage Banker
100 West Rd Ste 500
Towson, MD 21208
(141) 051-2423
john.dalesio@chase.com
John Hofferbert
Mortgage Banker
100 West Rd Ste 500
Towson, MD 21208
(141) 051-2424
john.l.hofferbert@chase.com
Kevin Honchar
Mortgage Banker
100 West Rd Ste 500
Towson, MD 21208
(141) 051-2424
kevin.c.honchar@chase.com
Mary Martin
Mortgage Banker
100 West Rd Ste 500
Towson, MD 21208
(141) 051-2423
mary.c.martin@chase.com
Address
1700 Reisterstown Rd
Pikesville, MD
Contact
(410) 415-6000
Fax (301) 639-0804
harvey.grutman@pncmortgage.com
Address
100 West Rd Ste 500
Towson, MD
Contact
(141) 051-2423
Fax (301) 639-0804
john.dalesio@chase.com
Address
100 West Rd Ste 500
Towson, MD
Contact
(141) 051-2424
Fax (301) 639-0804
john.l.hofferbert@chase.com