Compare Today’s Refinance Rates for Saint Inigoes, Maryland 20684
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Saint Inigoes, Maryland 20684.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $11,955 over the lifetime of your mortgage, which translates to a monthly savings of $33 in Saint Inigoes and other areas of Saint Marys county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Saint Inigoes, Maryland 20684
Become a certified mortgage expert on Pureloan.com
in Saint Inigoes, Maryland 20684
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Saint Inigoes, Maryland 20684
Pureloan has developed an interactive chart to monitor the five largest local lenders in Saint Inigoes, MD 20684, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Saint Inigoes, Maryland 20684 from 2024 - 2016
The following historical data provides insights into refinancing trends in Saint Inigoes, Maryland and the surrounding Saint Marys county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 60.21% | 71.19% | 72.61% | 72.05% | 69.82% | 62.80% | 59.87% | 65.54% | |
avg refi rate | 3.93% | 3.84% | 4.04% | 4.47% | 3.70% | 3.89% | 4.44% | 4.78% | |
% 15 year fixed refinance | 31.56% | 20.49% | 19.64% | 20.29% | 23.70% | 26.67% | 29.18% | 25.80% | |
avg refi rate | 3.09% | 3.00% | 3.18% | 3.48% | 2.94% | 3.22% | 3.70% | 4.22% | |
Avg credit score | 758.23 | 762.35 | 760.55 | 753.93 | 766.77 | 773.57 | 773.03 | 774.46 | |
Avg LTV (loan to value) | 69.84% | 71.95% | 71.97% | 71.35% | 67.28% | 65.23% | 64.31% | 62.38% | |
Avg DTI (debt to income) | 33.34 | 32.84 | 33.00 | 33.50 | 30.55 | 30.16 | 30.57 | 29.82 | |
Avg refinance insurance % | 5.07% | 5.09% | 4.52% | 3.75% | 2.94% | 1.67% | 1.18% | 0.67% |
Best Refinance Brokers around Saint Inigoes, Maryland 20684
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Saint Inigoes, Maryland 20684, we have compiled a list of top refinance brokers to assist you in the process.
Denise Switzer
Mortgage Consultant/Market Manager
517 Main St
Laurel, MD 20684
(410) 925-1677
denise.k.switzer@pncmortgage.com
Fatou Kaba
Mortgage Loan Officer
517 Main St
Laurel, MD 20684
fatou.kaba@pncmortgage.com
Larry Burnett
Loan Officer
16701 Melford Blvd Ste 311
Bowie, MD 20684
(443) 223-7066
lburnett@gofirsthome.com
Ryan Paquin
Loan Officer
16701 Melford Blvd Ste 311
Bowie, MD 20684
(301) 332-1589
rpaquin@gofirsthome.com
Neville Halstead
Mortgage Loan Officer
4201 Northview Dr Ste 223
Bowie, MD 20684
(301) 352-3560
neville.halstead@pncmortgage.com
Address
517 Main St
Laurel, MD
Contact
(410) 925-1677
Fax (301) 639-0804
denise.k.switzer@pncmortgage.com
Address
517 Main St
Laurel, MD
Contact
Fax (301) 639-0804
fatou.kaba@pncmortgage.com
Address
16701 Melford Blvd Ste 311
Bowie, MD
Contact
(443) 223-7066
Fax (301) 639-0804
lburnett@gofirsthome.com