Compare Today’s Refinance Rates for Shady Side, Maryland 20764
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Shady Side, Maryland 20764.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $14,031 over the lifetime of your mortgage, which translates to a monthly savings of $39 in Shady Side and other areas of Anne Arundel county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Shady Side, Maryland 20764
Become a certified mortgage expert on Pureloan.com
in Shady Side, Maryland 20764
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Shady Side, Maryland 20764
Pureloan has developed an interactive chart to monitor the five largest local lenders in Shady Side, MD 20764, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Shady Side, Maryland 20764 from 2024 - 2016
The following historical data provides insights into refinancing trends in Shady Side, Maryland and the surrounding Anne Arundel county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 60.21% | 71.19% | 72.61% | 72.05% | 69.82% | 62.80% | 59.87% | 65.54% | |
avg refi rate | 3.93% | 3.84% | 4.04% | 4.47% | 3.70% | 3.89% | 4.44% | 4.78% | |
% 15 year fixed refinance | 31.56% | 20.49% | 19.64% | 20.29% | 23.70% | 26.67% | 29.18% | 25.80% | |
avg refi rate | 3.09% | 3.00% | 3.18% | 3.48% | 2.94% | 3.22% | 3.70% | 4.22% | |
Avg credit score | 758.23 | 762.35 | 760.55 | 753.93 | 766.77 | 773.57 | 773.03 | 774.46 | |
Avg LTV (loan to value) | 69.84% | 71.95% | 71.97% | 71.35% | 67.28% | 65.23% | 64.31% | 62.38% | |
Avg DTI (debt to income) | 33.34 | 32.84 | 33.00 | 33.50 | 30.55 | 30.16 | 30.57 | 29.82 | |
Avg refinance insurance % | 5.07% | 5.09% | 4.52% | 3.75% | 2.94% | 1.67% | 1.18% | 0.67% |
Best Refinance Brokers around Shady Side, Maryland 20764
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Shady Side, Maryland 20764, we have compiled a list of top refinance brokers to assist you in the process.
Mark Baron
Mortgage Loan Originator
1901 Research Boulevard
, MA 20764
(240) 403-7233
mbaron@homebridge.com
Seth Casner
Mortgage Loan Originator
1901 Research Boulevard
, MA 20764
(240) 403-7233 Ext.20
scasner@homebridge.com
Richard Davis
Mortgage Loan Originator
1901 Research Boulevard
, MA 20764
(240) 403-7233
rdavis@homebridge.com
Peter Gwynn
Mortgage Loan Originator
1901 Research Boulevard
, MA 20764
pgwynn@homebridge.com
Cody Kessler
Mortgage Loan Originator
1901 Research Boulevard
Rockville, MA 20764
ckessler@homebridge.com
Address
1901 Research Boulevard
, MA
Contact
(240) 403-7233
Fax (301) 639-0804
mbaron@homebridge.com
Address
1901 Research Boulevard
, MA
Contact
(240) 403-7233 Ext.20
Fax (301) 639-0804
scasner@homebridge.com
Address
1901 Research Boulevard
, MA
Contact
(240) 403-7233
Fax (301) 639-0804
rdavis@homebridge.com