Compare Today’s Refinance Rates for Upperco, Maryland 21155
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Upperco, Maryland 21155.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $16,328 over the lifetime of your mortgage, which translates to a monthly savings of $45 in Upperco and other areas of Baltimore county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Upperco, Maryland 21155
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Interactive Refinance Rate Projections for Upperco, Maryland 21155
Pureloan has developed an interactive chart to monitor the five largest local lenders in Upperco, MD 21155, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Upperco, Maryland 21155 from 2024 - 2016
The following historical data provides insights into refinancing trends in Upperco, Maryland and the surrounding Baltimore county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 57.29% | 63.08% | 64.17% | 67.63% | 67.03% | 59.52% | 62.28% | 55.61% |
avg refi rate | 6.23% | 3.50% | 2.96% | 3.24% | 4.15% | 4.58% | 4.05% | 3.87% | 4.04% |
% 15 year fixed refinance | 24.62% | 22.45% | 21.83% | 17.92% | 23.08% | 29.17% | 25.88% | 34.22% | |
avg refi rate | 2.75% | 2.47% | 2.83% | 3.49% | 3.86% | 3.24% | 3.11% | 3.34% | |
Avg credit score | 723.00 | 736.87 | 755.40 | 760.67 | 757.86 | 754.40 | 757.15 | 758.33 | 758.98 |
Avg LTV (loan to value) | 62.17% | 60.25% | 66.82% | 69.99% | 68.71% | 67.65% | 69.18% | 68.07% | 68.44% |
Avg DTI (debt to income) | 36.33 | 33.56 | 32.39 | 32.17 | 33.44 | 33.82 | 33.36 | 33.46 | 33.35 |
Avg refinance insurance % | 0.80% | 2.99% | 4.25% | 4.71% | 3.49% | 3.96% | 4.59% | 3.62% |
Best Refinance Brokers around Upperco, Maryland 21155
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Upperco, Maryland 21155, we have compiled a list of top refinance brokers to assist you in the process.
John Dalesio
Mortgage Banker
100 West Rd Ste 500
Towson, MD 21155
(141) 051-2423
john.dalesio@chase.com
John Hofferbert
Mortgage Banker
100 West Rd Ste 500
Towson, MD 21155
(141) 051-2424
john.l.hofferbert@chase.com
Kevin Honchar
Mortgage Banker
100 West Rd Ste 500
Towson, MD 21155
(141) 051-2424
kevin.c.honchar@chase.com
Mary Martin
Mortgage Banker
100 West Rd Ste 500
Towson, MD 21155
(141) 051-2423
mary.c.martin@chase.com
Richard Belanger
Mortgage Banker
100 West Rd Ste 500
Towson, MD 21155
(141) 051-2423
richard.p.belanger@chase.com
Address
100 West Rd Ste 500
Towson, MD
Contact
(141) 051-2423
Fax (301) 639-0804
john.dalesio@chase.com
Address
100 West Rd Ste 500
Towson, MD
Contact
(141) 051-2424
Fax (301) 639-0804
john.l.hofferbert@chase.com
Address
100 West Rd Ste 500
Towson, MD
Contact
(141) 051-2424
Fax (301) 639-0804
kevin.c.honchar@chase.com