Compare Today’s Refinance Rates for Waldorf, Maryland

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Waldorf, Maryland 20604. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $26,117 or $73 / month in Waldorf and other areas of Charles county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Waldorf, Maryland 20604.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

38.624444 -76.939444

Summary of Average Refinance Terms in Waldorf, Maryland 20604

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Waldorf, MD

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Waldorf, MD 20604, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Waldorf, MD

Refinance Rates for Waldorf, Maryland 20604 from 2014 - 2021

Below are historical data on refinancing in Waldorf, Maryland and around Charles county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 65.54% 59.87% 62.80% 69.82% 72.05% 72.61% 71.19% 60.21%
avg refi rate 4.78% 4.44% 3.89% 3.70% 4.47% 4.04% 3.84% 3.93%
% 15 year fixed refinance 25.80% 29.18% 26.67% 23.70% 20.29% 19.64% 20.49% 31.56%
avg refi rate 4.22% 3.70% 3.22% 2.94% 3.48% 3.18% 3.00% 3.09%
Avg credit score 774.46 773.03 773.57 766.77 753.93 760.55 762.35 758.23
Avg LTV (loan to value) 62.38% 64.31% 65.23% 67.28% 71.35% 71.97% 71.95% 69.84%
Avg DTI (debt to income) 29.82 30.57 30.16 30.55 33.50 33.00 32.84 33.34
Avg refinance insurance % 0.67% 1.18% 1.67% 2.94% 3.75% 4.52% 5.09% 5.07%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Waldorf, Maryland 20604

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Waldorf, Maryland 20604, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Christopher Larose

Mortgage Consultant

2971 Festival Way

Waldorf, MD 20604

(703) 786-8919

christopher.larose@phmloans.com

Harrison Knowles

Mortgage Consultant

2971 Festival Way

Waldorf, MD 20604

(410) 671-5363

harrison.knowles@phmloans.com

Jill Williams

Mortgage Loan Officer

2670 Crain Highway, Suite 510

Waldorf, MD 20604

(240) 299-9643

jill.williams@fitzgeraldfinancial.net

Donald Rosier

Mortgage Loan Officer

2670 Crain Highway, Suite 510

Waldorf, MD 20604

(301) 653-0125

donald.rosier@fitzgeraldfinancial.net

Sam Leach

Mortgage Loan Officer

2670 Crain Highway, Suite 510

Waldorf, MD 20604

(443) 532-0478

sam.leach@fitzgeraldfinancial.net

Address

2971 Festival Way

Waldorf, MD

Contact

(703) 786-8919

Fax (301) 639-0804

christopher.larose@phmloans.com

Address

2971 Festival Way

Waldorf, MD

Contact

(410) 671-5363

Fax (301) 639-0804

harrison.knowles@phmloans.com

Address

2670 Crain Highway, Suite 510

Waldorf, MD

Contact

(240) 299-9643

Fax (301) 639-0804

jill.williams@fitzgeraldfinancial.net

Refinancing News for Waldorf, Maryland 20604

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