Compare Today’s Refinance Rates for Wye Mills, Maryland 21679
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Wye Mills, Maryland 21679.
With a 30-year amortization refinance in Wye Mills and surrounding areas of Talbot county, our calculations show that you can expect to save up to $13,359 over the lifetime of your mortgage, or a monthly savings of $37. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Wye Mills, Maryland 21679.
Summary of Average Refinances in Wye Mills, Maryland 21679
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Interactive Refinance Rate Projections for Wye Mills, Maryland 21679
Pureloan has developed an interactive chart to monitor the five largest local lenders in Wye Mills, MD 21679, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Wye Mills, Maryland 21679 from 2024 - 2016
The following historical data provides insights into refinancing trends in Wye Mills, Maryland and the surrounding Talbot county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 57.29% | 63.08% | 64.17% | 67.63% | 67.03% | 59.52% | 62.28% | 55.61% |
avg refi rate | 6.23% | 3.50% | 2.96% | 3.24% | 4.15% | 4.58% | 4.05% | 3.87% | 4.04% |
% 15 year fixed refinance | 24.62% | 22.45% | 21.83% | 17.92% | 23.08% | 29.17% | 25.88% | 34.22% | |
avg refi rate | 2.75% | 2.47% | 2.83% | 3.49% | 3.86% | 3.24% | 3.11% | 3.34% | |
Avg credit score | 723.00 | 736.87 | 755.40 | 760.67 | 757.86 | 754.40 | 757.15 | 758.33 | 758.98 |
Avg LTV (loan to value) | 62.17% | 60.25% | 66.82% | 69.99% | 68.71% | 67.65% | 69.18% | 68.07% | 68.44% |
Avg DTI (debt to income) | 36.33 | 33.56 | 32.39 | 32.17 | 33.44 | 33.82 | 33.36 | 33.46 | 33.35 |
Avg refinance insurance % | 0.80% | 2.99% | 4.25% | 4.71% | 3.49% | 3.96% | 4.59% | 3.62% |
Best Refinance Brokers around Wye Mills, Maryland 21679
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Wye Mills, Maryland 21679, we have compiled a list of top refinance brokers to assist you in the process.
Tommy Meikle-John
Loan Officer
108 W Ridgeville Blvd Ste 201
Mount Airy, MD 21679
(301) 829-7878
tommymeiklejohn@cmsapproved.com
Dan
Loan Officer
602 Center St Ste 103
Mount Airy, MD 21679
(301) 829-5325
dan@communitymortgage4u.com
Denise Trout
Loan Officer
213 Main St
New Windsor, MD 21679
(410) 635-6406
dtrout@newwindsorbank.com
Linda Eberhart
Loan Officer
213 Main St
New Windsor, MD 21679
(410) 635-6406
leberhart@newwindsorbank.com
Melissa Drivers-Reed
Loan Officer
213 Main St
New Windsor, MD 21679
(410) 635-6406
mreed@newwindsorbank.com
Address
108 W Ridgeville Blvd Ste 201
Mount Airy, MD
Contact
(301) 829-7878
Fax (301) 639-0804
tommymeiklejohn@cmsapproved.com
Address
602 Center St Ste 103
Mount Airy, MD
Contact
(301) 829-5325
Fax (301) 639-0804
dan@communitymortgage4u.com
Address
213 Main St
New Windsor, MD
Contact
(410) 635-6406
Fax (301) 639-0804
dtrout@newwindsorbank.com