Compare Today’s Refinance Rates for Ashland, Maine 04732
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Ashland, Maine 04732.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Ashland, Maine 04732. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,275 or $9 per month in Ashland and other parts of Aroostook county.
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Summary of Average Refinances in Ashland, Maine 04732
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Interactive Refinance Rate Projections for Ashland, Maine 04732
Pureloan has developed an interactive chart to monitor the five largest local lenders in Ashland, ME 04732, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Ashland, Maine 04732 from 2024 - 2016
The following historical data provides insights into refinancing trends in Ashland, Maine and the surrounding Aroostook county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
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% 30 year fixed refinance | 64.71% | 52.49% | 51.40% | 50.70% | 56.63% | 55.65% | 47.27% | 49.73% | 47.59% |
avg refi rate | 6.75% | 3.89% | 3.09% | 3.35% | 4.40% | 4.57% | 4.20% | 4.01% | 4.11% |
% 15 year fixed refinance | 11.76% | 27.62% | 31.64% | 31.53% | 27.11% | 29.84% | 36.36% | 39.57% | 41.57% |
avg refi rate | 5.19% | 3.12% | 2.55% | 2.82% | 3.75% | 3.85% | 3.36% | 3.05% | 3.16% |
Avg credit score | 715.24 | 731.36 | 747.80 | 750.41 | 735.04 | 735.93 | 737.88 | 739.44 | 746.17 |
Avg LTV (loan to value) | 63.00% | 63.08% | 68.46% | 71.87% | 73.59% | 70.32% | 73.70% | 73.90% | 73.67% |
Avg DTI (debt to income) | 34.59 | 31.67 | 29.89 | 29.47 | 30.46 | 31.83 | 29.68 | 30.91 | 29.80 |
Avg refinance insurance % | 4.24% | 1.43% | 2.78% | 3.76% | 5.60% | 3.83% | 5.32% | 5.59% | 5.07% |
Best Refinance Brokers around Ashland, Maine 04732
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Ashland, Maine 04732, we have compiled a list of top refinance brokers to assist you in the process.
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