Compare Today’s Refinance Rates for Augusta, Maine

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Augusta, Maine 04330. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $18,081 or $50 / month in Augusta and other areas of Kennebec county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Augusta, Maine 04330.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

44.323228 -69.766548

Summary of Average Refinance Terms in Augusta, Maine 04330

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Augusta, ME

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Augusta, ME 04330, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Augusta, ME

Refinance Rates for Augusta, Maine 04330 from 2014 - 2021

Below are historical data on refinancing in Augusta, Maine and around Kennebec county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 44.90% 34.11% 34.60% 39.94% 49.86% 46.11% 44.22% 43.16%
avg refi rate 4.79% 4.45% 3.87% 3.66% 4.47% 4.07% 3.87% 3.94%
% 15 year fixed refinance 36.35% 41.51% 39.69% 40.07% 35.92% 36.72% 38.43% 41.94%
avg refi rate 4.21% 3.74% 3.13% 2.86% 3.49% 3.15% 2.97% 3.05%
Avg credit score 770.85 771.30 774.64 771.13 758.20 758.42 758.88 756.82
Avg LTV (loan to value) 66.23% 66.63% 67.15% 68.93% 72.45% 72.98% 70.72% 69.45%
Avg DTI (debt to income) 27.88 27.94 27.40 27.58 30.94 30.84 30.75 31.22
Avg refinance insurance % 1.55% 1.99% 2.35% 3.49% 5.30% 5.57% 4.19% 2.99%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Augusta, Maine 04330

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Augusta, Maine 04330, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Michael Wilson

Senior Loan Officer

45 Memorial Circle

Augusta, ME 04330

(207) 615-5000

Michael.Wilson@RMSmortgage.com

George Diplock,Jr.

Loan Officer

PO Box 50

Augusta, ME 04330

(622) 580-1 Ext. 2118

gdiplock@kennebecsavings.com

Gary Lapierre

Loan Officer

PO Box 50

Augusta, ME 04330

(622) 580-1 Ext. 2113

glapierre@kennebecsavings.com

William Hill

Regional Vice President & Loan Officer

PO Box 50

Augusta, ME 04330

(622) 580-1 Ext. 2147

bhill@kennebecsavings.com

Katie Vickers

Vice President & Commercial Banking Officer

PO Box 50

Augusta, ME 04330

(207) 622-5801 Ext. 21

kvickers@kennebecsavings.com

Address

45 Memorial Circle

Augusta, ME

Contact

(207) 615-5000

Fax (301) 639-0804

Michael.Wilson@RMSmortgage.com

Address

PO Box 50

Augusta, ME

Contact

(622) 580-1 Ext. 2118

Fax (301) 639-0804

gdiplock@kennebecsavings.com

Address

PO Box 50

Augusta, ME

Contact

(622) 580-1 Ext. 2113

Fax (301) 639-0804

glapierre@kennebecsavings.com

Refinancing News for Augusta, Maine 04330