Compare Today’s Refinance Rates for Benedicta, Maine 04733
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Benedicta, Maine 04733.
With a 30-year amortization refinance in Benedicta and surrounding areas of Aroostook county, our calculations show that you can expect to save up to $2,683 over the lifetime of your mortgage, or a monthly savings of $7. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Benedicta, Maine 04733.
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Summary of Average Refinances in Benedicta, Maine 04733
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Interactive Refinance Rate Projections for Benedicta, Maine 04733
Pureloan has developed an interactive chart to monitor the five largest local lenders in Benedicta, ME 04733, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Benedicta, Maine 04733 from 2024 - 2016
The following historical data provides insights into refinancing trends in Benedicta, Maine and the surrounding Aroostook county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
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% 30 year fixed refinance | 64.71% | 52.49% | 51.40% | 50.70% | 56.63% | 55.65% | 47.27% | 49.73% | 47.59% |
avg refi rate | 6.75% | 3.89% | 3.09% | 3.35% | 4.40% | 4.57% | 4.20% | 4.01% | 4.11% |
% 15 year fixed refinance | 11.76% | 27.62% | 31.64% | 31.53% | 27.11% | 29.84% | 36.36% | 39.57% | 41.57% |
avg refi rate | 5.19% | 3.12% | 2.55% | 2.82% | 3.75% | 3.85% | 3.36% | 3.05% | 3.16% |
Avg credit score | 715.24 | 731.36 | 747.80 | 750.41 | 735.04 | 735.93 | 737.88 | 739.44 | 746.17 |
Avg LTV (loan to value) | 63.00% | 63.08% | 68.46% | 71.87% | 73.59% | 70.32% | 73.70% | 73.90% | 73.67% |
Avg DTI (debt to income) | 34.59 | 31.67 | 29.89 | 29.47 | 30.46 | 31.83 | 29.68 | 30.91 | 29.80 |
Avg refinance insurance % | 4.24% | 1.43% | 2.78% | 3.76% | 5.60% | 3.83% | 5.32% | 5.59% | 5.07% |
Best Refinance Brokers around Benedicta, Maine 04733
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Benedicta, Maine 04733, we have compiled a list of top refinance brokers to assist you in the process.
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