Compare Today’s Refinance Rates for Boothbay, Maine 04537
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Boothbay, Maine 04537.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Boothbay, Maine 04537. For 30-year amortization refinancing, you can expect lifetime cash savings of $8,308 or $23 per month in Boothbay and other parts of Lincoln county.
Summary of Average Refinances in Boothbay, Maine 04537
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Interactive Refinance Rate Projections for Boothbay, Maine 04537
Pureloan has developed an interactive chart to monitor the five largest local lenders in Boothbay, ME 04537, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Boothbay, Maine 04537 from 2024 - 2016
The following historical data provides insights into refinancing trends in Boothbay, Maine and the surrounding Lincoln county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 65.22% | 53.38% | 47.24% | 40.38% | 53.16% | 51.24% | 47.89% | 37.78% | 44.79% |
| avg refi rate | 6.71% | 3.92% | 2.98% | 3.21% | 4.15% | 4.53% | 3.97% | 3.69% | 3.97% |
| % 15 year fixed refinance | 26.09% | 34.59% | 32.61% | 37.76% | 32.03% | 34.33% | 34.04% | 40.86% | 39.32% |
| avg refi rate | 6.29% | 2.99% | 2.45% | 2.69% | 3.48% | 3.84% | 3.17% | 2.90% | 3.08% |
| Avg credit score | 744.04 | 743.12 | 758.62 | 759.15 | 755.07 | 750.34 | 751.98 | 754.14 | 754.89 |
| Avg LTV (loan to value) | 68.13% | 63.47% | 66.10% | 69.24% | 70.07% | 67.00% | 71.84% | 70.29% | 72.24% |
| Avg DTI (debt to income) | 34.70 | 30.21 | 29.60 | 28.83 | 29.23 | 31.47 | 29.61 | 29.41 | 29.95 |
| Avg refinance insurance % | 6.52% | 1.95% | 2.12% | 3.00% | 4.68% | 3.81% | 4.54% | 3.73% | 3.77% |
Best Refinance Brokers around Boothbay, Maine 04537
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Boothbay, Maine 04537, we have compiled a list of top refinance brokers to assist you in the process.
Victoria Bryant
Mortgage Originator
1768 Atlantic Hwy
Waldoboro, ME 04537
(800) 860-8821
vbryant@camdennational.com
Britt Hatch
Mortgage Originator
1768 Atlantic Hwy
Waldoboro, ME 04537
(800) 860-8821
bhatch@camdennational.com
Tracy King
Mortgage Originator
1768 Atlantic Hwy
Waldoboro, ME 04537
(800) 860-8821
tking@camdennational.com
John Marsh
Senior Vice President/Commercial Lender
105 Front St
Bath, ME 04537
(800) 447-4559
JMarsh@bathsavings.com
Michael Celeste
Vice President/Commercial Lender
105 Front St
Bath, ME 04537
(800) 447-4559
MCeleste@bathsavings.com
Address
1768 Atlantic Hwy
Waldoboro, ME
Contact
(800) 860-8821
Fax (301) 639-0804
vbryant@camdennational.com
Address
1768 Atlantic Hwy
Waldoboro, ME
Contact
(800) 860-8821
Fax (301) 639-0804
bhatch@camdennational.com
Address
1768 Atlantic Hwy
Waldoboro, ME
Contact
(800) 860-8821
Fax (301) 639-0804
tking@camdennational.com