Compare Today’s Refinance Rates for Brewer, Maine

Pureloan’s engine analyzes refinance lenders to give you the best real-time home refi rates for Brewer, Maine 04412. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing in Brewer and surrounding areas of Penobscot county, your expected lifetime cash savings are $21,133 or $59 / month.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Brewer, Maine 04412.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

44.787433 -68.753896

Summary of Average Refinance Terms in Brewer, Maine 04412

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Brewer, ME

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Brewer, ME 04412, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Brewer, ME

Refinance Rates for Brewer, Maine 04412 from 2014 - 2021

Below are historical data on refinancing in Brewer, Maine and around Penobscot county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 42.40% 34.54% 36.49% 42.19% 55.59% 50.92% 50.42% 42.90%
avg refi rate 4.81% 4.52% 3.94% 3.75% 4.58% 4.17% 3.99% 4.05%
% 15 year fixed refinance 37.81% 46.68% 41.10% 39.36% 36.24% 33.64% 35.32% 42.58%
avg refi rate 4.28% 3.83% 3.22% 3.00% 3.62% 3.34% 3.17% 3.20%
Avg credit score 768.27 768.67 770.59 767.98 752.89 755.29 752.19 747.25
Avg LTV (loan to value) 67.73% 68.08% 68.67% 70.10% 75.61% 76.78% 75.18% 75.38%
Avg DTI (debt to income) 30.34 30.17 29.31 29.78 32.38 32.50 32.86 32.37
Avg refinance insurance % 1.83% 2.27% 2.45% 3.33% 6.61% 7.24% 6.07% 5.77%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Brewer, Maine 04412

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Brewer, Maine 04412, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Lincoln McRae

Loan Officer

PO Box 16783, Jacksonville, FL 32245

Brewer, ME 04412

(904) 232-8820

lincolnmcrae@yahoo.com

Rick Burgess

Loan Officer

53 Crogan Rd

Bangor, ME 04412

(207) 848-7500

rick.burgess@mainelymortgages.com

Heather Massow

Loan Officer

262 Harlow St

Bangor, ME 04412

(207) 973-3500

hmassow@penquis.org

Dana Ward

Loan Officer

262 Harlow St

Bangor, ME 04412

(207) 973-3500

dward@penquis.org

Michael Brown

Loan Officer

PO Box 507

Dover Foxcroft, ME 04412

(207) 564-8644

mbrown@MaineHighlandsCreditUnion.com

Address

PO Box 16783, Jacksonville, FL 32245

Brewer, ME

Contact

(904) 232-8820

Fax (301) 639-0804

lincolnmcrae@yahoo.com

Address

53 Crogan Rd

Bangor, ME

Contact

(207) 848-7500

Fax (301) 639-0804

rick.burgess@mainelymortgages.com

Address

262 Harlow St

Bangor, ME

Contact

(207) 973-3500

Fax (301) 639-0804

hmassow@penquis.org

Refinancing News for Brewer, Maine 04412