Compare Today’s Refinance Rates for East Baldwin, Maine 04024
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in East Baldwin, Maine 04024.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in East Baldwin, Maine 04024. For 30-year amortization refinancing, you can expect lifetime cash savings of $11,721 or $33 per month in East Baldwin and other parts of Cumberland county.
Summary of Average Refinances in East Baldwin, Maine 04024
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Interactive Refinance Rate Projections for East Baldwin, Maine 04024
Pureloan has developed an interactive chart to monitor the five largest local lenders in East Baldwin, ME 04024, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in East Baldwin, Maine 04024 from 2024 - 2016
The following historical data provides insights into refinancing trends in East Baldwin, Maine and the surrounding Cumberland county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 76.92% | 61.54% | 55.81% | 52.28% | 61.15% | 57.55% | 61.07% | 46.24% | 54.94% |
avg refi rate | 6.52% | 3.89% | 2.99% | 3.25% | 4.38% | 4.64% | 4.13% | 3.87% | 4.02% |
% 15 year fixed refinance | 23.08% | 21.98% | 26.35% | 30.29% | 19.11% | 28.30% | 28.86% | 41.04% | 33.33% |
avg refi rate | 5.33% | 2.89% | 2.44% | 2.73% | 3.71% | 3.84% | 3.27% | 3.03% | 3.24% |
Avg credit score | 745.46 | 738.38 | 752.63 | 761.16 | 751.61 | 738.42 | 744.82 | 756.14 | 756.02 |
Avg LTV (loan to value) | 49.23% | 62.20% | 66.96% | 68.18% | 71.25% | 68.12% | 69.79% | 68.35% | 71.07% |
Avg DTI (debt to income) | 36.23 | 30.23 | 30.13 | 29.09 | 31.10 | 32.85 | 30.98 | 30.09 | 31.25 |
Avg refinance insurance % | 1.97% | 2.14% | 2.74% | 4.21% | 2.15% | 3.54% | 3.25% | 4.35% |
Best Refinance Brokers around East Baldwin, Maine 04024
If you are considering refinancing your mortgage or obtaining a cash-out refinance in East Baldwin, Maine 04024, we have compiled a list of top refinance brokers to assist you in the process.
ERNEST GOFF
Home Mortgage Consultant
144 US Route 1
Scarborough, ME 04024
(207) 828-9003
ERNEST.F.GOFFI@wellsfargo.com
Neal Graffam
Lender
1 Harrison Rd
Bridgton, ME 04024
6475731
ngraffam@norwaysavingsbank.com
Jason Norton
Senior Mortgage Loan Officer
186 Maine St
Brunswick, ME 04024
(207) 729-8711
jnorton@northeastbank.com
Robert Staab
Senior Mortgage Loan Officer
186 Maine St
Brunswick, ME 04024
(207) 373-9303
rstaab@northeastbank.com
Donna Miller
Assistant Vice President/Mortgage Loan Officer
208 1/2 Maine St
Brunswick, ME 04024
(207) 729-1661
dlmiller@androscogginbank.com
Address
144 US Route 1
Scarborough, ME
Contact
(207) 828-9003
Fax (301) 639-0804
ERNEST.F.GOFFI@wellsfargo.com
Address
1 Harrison Rd
Bridgton, ME
Contact
6475731
Fax (301) 639-0804
ngraffam@norwaysavingsbank.com
Address
186 Maine St
Brunswick, ME
Contact
(207) 729-8711
Fax (301) 639-0804
jnorton@northeastbank.com