Compare Today’s Refinance Rates for East Machias, Maine 04630
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in East Machias, Maine 04630.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in East Machias, Maine 04630. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,296 or $12 per month in East Machias and other parts of Washington county.
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Summary of Average Refinances in East Machias, Maine 04630
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Interactive Refinance Rate Projections for East Machias, Maine 04630
Pureloan has developed an interactive chart to monitor the five largest local lenders in East Machias, ME 04630, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in East Machias, Maine 04630 from 2024 - 2016
The following historical data provides insights into refinancing trends in East Machias, Maine and the surrounding Washington county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
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% 30 year fixed refinance | 76.47% | 52.78% | 57.32% | 55.39% | 61.02% | 49.87% | 49.92% | 52.64% | 53.68% |
avg refi rate | 6.46% | 3.58% | 3.01% | 3.34% | 4.18% | 4.60% | 4.14% | 3.91% | 4.11% |
% 15 year fixed refinance | 17.65% | 30.63% | 25.74% | 27.38% | 25.10% | 36.78% | 37.08% | 34.53% | 32.79% |
avg refi rate | 4.96% | 2.84% | 2.50% | 2.84% | 3.60% | 3.93% | 3.36% | 3.14% | 3.30% |
Avg credit score | 753.76 | 752.95 | 754.95 | 759.07 | 750.99 | 736.44 | 745.18 | 752.84 | 754.08 |
Avg LTV (loan to value) | 61.41% | 60.03% | 65.50% | 70.04% | 72.56% | 68.89% | 71.84% | 72.12% | 72.02% |
Avg DTI (debt to income) | 36.24 | 32.99 | 30.78 | 31.04 | 32.41 | 32.66 | 32.42 | 31.90 | 30.90 |
Avg refinance insurance % | 3.65% | 0.89% | 2.06% | 3.48% | 5.53% | 3.68% | 4.20% | 5.08% | 5.42% |
Best Refinance Brokers around East Machias, Maine 04630
If you are considering refinancing your mortgage or obtaining a cash-out refinance in East Machias, Maine 04630, we have compiled a list of top refinance brokers to assist you in the process.
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