Compare Today’s Refinance Rates for East Wilton, Maine 04234
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in East Wilton, Maine 04234.
With a 30-year amortization refinance in East Wilton and surrounding areas of Franklin county, our calculations show that you can expect to save up to $12,376 over the lifetime of your mortgage, or a monthly savings of $34. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for East Wilton, Maine 04234.
Summary of Average Refinances in East Wilton, Maine 04234
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Interactive Refinance Rate Projections for East Wilton, Maine 04234
Pureloan has developed an interactive chart to monitor the five largest local lenders in East Wilton, ME 04234, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in East Wilton, Maine 04234 from 2024 - 2016
The following historical data provides insights into refinancing trends in East Wilton, Maine and the surrounding Franklin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 67.92% | 49.48% | 48.61% | 52.94% | 61.76% | 44.37% | 55.85% | 50.00% |
| avg refi rate | 6.06% | 3.84% | 2.99% | 3.27% | 4.32% | 4.51% | 4.06% | 3.98% | 4.14% |
| % 15 year fixed refinance | 19.81% | 27.27% | 35.91% | 27.21% | 26.47% | 35.21% | 30.32% | 29.58% | |
| avg refi rate | 2.78% | 2.45% | 2.74% | 3.81% | 3.92% | 3.22% | 3.05% | 3.25% | |
| Avg credit score | 753.50 | 734.60 | 747.79 | 755.15 | 748.00 | 735.94 | 746.50 | 744.30 | 747.60 |
| Avg LTV (loan to value) | 67.00% | 64.42% | 69.02% | 70.32% | 70.85% | 68.94% | 69.88% | 72.24% | 69.97% |
| Avg DTI (debt to income) | 41.67 | 31.84 | 30.73 | 30.31 | 32.04 | 32.51 | 30.17 | 30.09 | 29.47 |
| Avg refinance insurance % | 9.17% | 1.40% | 2.88% | 3.16% | 3.46% | 2.63% | 2.96% | 3.91% | 3.24% |
Best Refinance Brokers around East Wilton, Maine 04234
If you are considering refinancing your mortgage or obtaining a cash-out refinance in East Wilton, Maine 04234, we have compiled a list of top refinance brokers to assist you in the process.
Mariah Robinson
Loan Officer
100 Minot Ave
Auburn, ME 04234
(207) 333-4544
MRobinson@Mechanicssavings.com
Pamela Reynolds
Loan Officer
100 Minot Ave
Auburn, ME 04234
(207) 333-4554
preynolds@mechanicsprivatebank.com
Linda Thibault
Senior Mortgage Loan Officer
232 Center St
Auburn, ME 04234
(207) 786-3245 Ext. 34
lthibault@northeastbank.com
Gerry Augello
Vice President/Mortgage Loan Officer
30 Lisbon St
Lewiston, ME 04234
(207) 376-3618
gaugello@androscogginbank.com
Catherine Parker
President
37 Olive Ave
Lewiston, ME 04234
(800) 395-7134
cparker@mortgagetraining.us
Address
100 Minot Ave
Auburn, ME
Contact
(207) 333-4544
Fax (301) 639-0804
MRobinson@Mechanicssavings.com
Address
100 Minot Ave
Auburn, ME
Contact
(207) 333-4554
Fax (301) 639-0804
preynolds@mechanicsprivatebank.com
Address
232 Center St
Auburn, ME
Contact
(207) 786-3245 Ext. 34
Fax (301) 639-0804
lthibault@northeastbank.com