Compare Today’s Refinance Rates for Greenbush, Maine 04418
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Greenbush, Maine 04418.
With a 30-year amortization refinance in Greenbush and surrounding areas of Penobscot county, our calculations show that you can expect to save up to $10,193 over the lifetime of your mortgage, or a monthly savings of $28. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Greenbush, Maine 04418.
Summary of Average Refinances in Greenbush, Maine 04418
Become a certified mortgage expert on Pureloan.com
in Greenbush, Maine 04418
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Refinance Rate Projections for Greenbush, Maine 04418
Pureloan has developed an interactive chart to monitor the five largest local lenders in Greenbush, ME 04418, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Greenbush, Maine 04418 from 2024 - 2016
The following historical data provides insights into refinancing trends in Greenbush, Maine and the surrounding Penobscot county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 69.57% | 46.70% | 49.16% | 46.71% | 53.93% | 46.01% | 40.88% | 49.93% | 50.94% |
avg refi rate | 6.55% | 3.58% | 3.01% | 3.29% | 4.18% | 4.58% | 4.16% | 4.00% | 4.16% |
% 15 year fixed refinance | 13.04% | 34.84% | 30.73% | 33.27% | 26.83% | 39.91% | 43.38% | 35.80% | 35.16% |
avg refi rate | 5.54% | 2.71% | 2.48% | 2.80% | 3.65% | 3.91% | 3.33% | 3.16% | 3.34% |
Avg credit score | 746.57 | 738.48 | 751.00 | 756.35 | 746.91 | 737.90 | 747.54 | 752.53 | 755.66 |
Avg LTV (loan to value) | 60.17% | 63.95% | 68.28% | 72.10% | 72.37% | 73.05% | 74.94% | 75.20% | 76.86% |
Avg DTI (debt to income) | 37.43 | 33.27 | 31.70 | 31.64 | 33.96 | 34.55 | 32.58 | 32.92 | 32.37 |
Avg refinance insurance % | 1.61% | 1.44% | 2.53% | 4.15% | 5.48% | 4.38% | 5.34% | 6.05% | 7.26% |
Best Refinance Brokers around Greenbush, Maine 04418
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Greenbush, Maine 04418, we have compiled a list of top refinance brokers to assist you in the process.
Michael Brown
Loan Officer
PO Box 507
Dover Foxcroft, ME 04418
(207) 564-8644
mbrown@MaineHighlandsCreditUnion.com
Rick Burgess
Loan Officer
53 Crogan Rd
Bangor, ME 04418
(207) 848-7500
rick.burgess@mainelymortgages.com
Heather Massow
Loan Officer
262 Harlow St
Bangor, ME 04418
(207) 973-3500
hmassow@penquis.org
Dana Ward
Loan Officer
262 Harlow St
Bangor, ME 04418
(207) 973-3500
dward@penquis.org
Donna Patterson
Loan Officer
PO Box 697
Guilford, ME 04418
(207) 876-4041
dpatterson@MaineHighlandsCreditUnion.com
Address
PO Box 507
Dover Foxcroft, ME
Contact
(207) 564-8644
Fax (301) 639-0804
mbrown@MaineHighlandsCreditUnion.com
Address
53 Crogan Rd
Bangor, ME
Contact
(207) 848-7500
Fax (301) 639-0804
rick.burgess@mainelymortgages.com
Address
262 Harlow St
Bangor, ME
Contact
(207) 973-3500
Fax (301) 639-0804
hmassow@penquis.org