Compare Today’s Refinance Rates for Harmony, Maine 04942
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Harmony, Maine 04942.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $8,903 over the lifetime of your mortgage, which translates to a monthly savings of $25 in Harmony and other areas of Somerset county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Harmony, Maine 04942
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Interactive Refinance Rate Projections for Harmony, Maine 04942
Pureloan has developed an interactive chart to monitor the five largest local lenders in Harmony, ME 04942, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Harmony, Maine 04942 from 2024 - 2016
The following historical data provides insights into refinancing trends in Harmony, Maine and the surrounding Somerset county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 78.38% | 56.56% | 54.52% | 54.45% | 59.29% | 56.78% | 52.80% | 50.40% | 48.72% |
avg refi rate | 6.40% | 3.74% | 3.03% | 3.34% | 4.20% | 4.51% | 4.08% | 3.92% | 4.05% |
% 15 year fixed refinance | 16.22% | 27.33% | 29.54% | 29.17% | 26.84% | 29.65% | 33.29% | 36.04% | 35.60% |
avg refi rate | 6.08% | 2.81% | 2.51% | 2.82% | 3.67% | 3.89% | 3.34% | 3.17% | 3.31% |
Avg credit score | 711.22 | 742.50 | 755.11 | 761.00 | 753.30 | 747.59 | 748.54 | 752.69 | 759.11 |
Avg LTV (loan to value) | 58.32% | 58.26% | 62.82% | 66.86% | 67.78% | 66.15% | 68.62% | 70.80% | 71.37% |
Avg DTI (debt to income) | 37.19 | 32.52 | 31.56 | 30.71 | 32.73 | 33.41 | 32.36 | 31.34 | 31.35 |
Avg refinance insurance % | 2.16% | 1.20% | 1.57% | 3.27% | 3.60% | 3.10% | 3.73% | 4.03% | 3.99% |
Best Refinance Brokers around Harmony, Maine 04942
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Harmony, Maine 04942, we have compiled a list of top refinance brokers to assist you in the process.
Mark Russell
Branch Manager
222 College Ave
Waterville, ME 04942
(207) 872-5602
mark@kswfcu.org
Denise Robinson
Loan Officer
222 College Ave
Waterville, ME 04942
(207) 872-5602
denise@kswfcu.org
Renee Pellerin
Loan Officer
222 College Ave
Waterville, ME 04942
(207) 872-5602
renee@kswfcu.org
David Grenier
Loan Officer
226 Main St
Waterville, ME 04942
(872) 556-3 Ext. 2314
dgrenier@kennebecsavings.com
Tracy Warren
Loan Officer
226 Main St
Waterville, ME 04942
(872) 556-3 Ext. 2310
twarren@kennebecsavings.com
Address
222 College Ave
Waterville, ME
Contact
(207) 872-5602
Fax (301) 639-0804
mark@kswfcu.org
Address
222 College Ave
Waterville, ME
Contact
(207) 872-5602
Fax (301) 639-0804
denise@kswfcu.org
Address
222 College Ave
Waterville, ME
Contact
(207) 872-5602
Fax (301) 639-0804
renee@kswfcu.org