Compare Today’s Refinance Rates for Hebron, Maine 04238
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Hebron, Maine 04238.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Hebron, Maine 04238. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,874 or $19 per month in Hebron and other parts of Oxford county.
Summary of Average Refinances in Hebron, Maine 04238
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Interactive Refinance Rate Projections for Hebron, Maine 04238
Pureloan has developed an interactive chart to monitor the five largest local lenders in Hebron, ME 04238, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Hebron, Maine 04238 from 2024 - 2016
The following historical data provides insights into refinancing trends in Hebron, Maine and the surrounding Oxford county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 67.92% | 49.48% | 48.61% | 52.94% | 61.76% | 44.37% | 55.85% | 50.00% |
avg refi rate | 6.06% | 3.84% | 2.99% | 3.27% | 4.32% | 4.51% | 4.06% | 3.98% | 4.14% |
% 15 year fixed refinance | 19.81% | 27.27% | 35.91% | 27.21% | 26.47% | 35.21% | 30.32% | 29.58% | |
avg refi rate | 2.78% | 2.45% | 2.74% | 3.81% | 3.92% | 3.22% | 3.05% | 3.25% | |
Avg credit score | 753.50 | 734.60 | 747.79 | 755.15 | 748.00 | 735.94 | 746.50 | 744.30 | 747.60 |
Avg LTV (loan to value) | 67.00% | 64.42% | 69.02% | 70.32% | 70.85% | 68.94% | 69.88% | 72.24% | 69.97% |
Avg DTI (debt to income) | 41.67 | 31.84 | 30.73 | 30.31 | 32.04 | 32.51 | 30.17 | 30.09 | 29.47 |
Avg refinance insurance % | 9.17% | 1.40% | 2.88% | 3.16% | 3.46% | 2.63% | 2.96% | 3.91% | 3.24% |
Best Refinance Brokers around Hebron, Maine 04238
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Hebron, Maine 04238, we have compiled a list of top refinance brokers to assist you in the process.
Gerry Augello
Vice President/Mortgage Loan Officer
30 Lisbon St
Lewiston, ME 04238
(207) 376-3618
gaugello@androscogginbank.com
Catherine Parker
President
37 Olive Ave
Lewiston, ME 04238
(800) 395-7134
cparker@mortgagetraining.us
Bruce Winter
Vice President
37 Olive Ave
Lewiston, ME 04238
(800) 395-7134
bwinter@mortgagetraining.us
Mariah Robinson
Loan Officer
100 Minot Ave
Auburn, ME 04238
(207) 333-4544
MRobinson@Mechanicssavings.com
Pamela Reynolds
Loan Officer
100 Minot Ave
Auburn, ME 04238
(207) 333-4554
preynolds@mechanicsprivatebank.com
Address
30 Lisbon St
Lewiston, ME
Contact
(207) 376-3618
Fax (301) 639-0804
gaugello@androscogginbank.com
Address
37 Olive Ave
Lewiston, ME
Contact
(800) 395-7134
Fax (301) 639-0804
cparker@mortgagetraining.us
Address
37 Olive Ave
Lewiston, ME
Contact
(800) 395-7134
Fax (301) 639-0804
bwinter@mortgagetraining.us