Compare Today’s Refinance Rates for Kents Hill, Maine 04349
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Kents Hill, Maine 04349.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $17,672 over the lifetime of your mortgage, which translates to a monthly savings of $49 in Kents Hill and other areas of Androscoggin county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Kents Hill, Maine 04349
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Interactive Refinance Rate Projections for Kents Hill, Maine 04349
Pureloan has developed an interactive chart to monitor the five largest local lenders in Kents Hill, ME 04349, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Kents Hill, Maine 04349 from 2024 - 2016
The following historical data provides insights into refinancing trends in Kents Hill, Maine and the surrounding Androscoggin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 100.00% | 48.98% | 49.15% | 45.17% | 56.80% | 48.21% | 49.07% | 50.00% | 45.21% |
| avg refi rate | 6.42% | 3.61% | 2.97% | 3.21% | 4.20% | 4.55% | 4.10% | 3.87% | 4.08% |
| % 15 year fixed refinance | 31.97% | 31.92% | 36.82% | 31.36% | 33.93% | 32.30% | 34.74% | 39.73% | |
| avg refi rate | 2.87% | 2.47% | 2.72% | 3.61% | 3.84% | 3.34% | 3.01% | 3.20% | |
| Avg credit score | 688.00 | 743.03 | 753.54 | 761.65 | 755.07 | 751.75 | 751.19 | 755.93 | 756.45 |
| Avg LTV (loan to value) | 70.00% | 66.16% | 67.44% | 69.82% | 71.60% | 70.53% | 73.94% | 72.58% | 72.31% |
| Avg DTI (debt to income) | 31.83 | 32.19 | 31.34 | 29.52 | 33.53 | 33.56 | 32.19 | 30.43 | 30.01 |
| Avg refinance insurance % | 5.00% | 1.80% | 2.51% | 2.92% | 5.37% | 4.49% | 5.30% | 5.27% | 4.57% |
Best Refinance Brokers around Kents Hill, Maine 04349
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Kents Hill, Maine 04349, we have compiled a list of top refinance brokers to assist you in the process.
Jon Bourque
Mortgage Loan Originator
369 River Rd
Richmond, ME 04349
(207) 737-2800
jonbourque@msn.com
Matthew Dwyer
Vice President & Branch Manager
150 State St Ste 1
Augusta, ME 04349
(207) 622-5801 Ext. 21
mdwyer@kennebecsavings.com
Nicolas Patenaude
Loan Officer
150 State St Ste 1
Augusta, ME 04349
(207) 622-5801 Ext. 21
npatenaude@kennebecsavings.com
Katie Vickers
Vice President & Commercial Banking Officer
PO Box 50
Augusta, ME 04349
(207) 622-5801 Ext. 21
kvickers@kennebecsavings.com
William Hill
Regional Vice President & Loan Officer
PO Box 50
Augusta, ME 04349
(622) 580-1 Ext. 2147
bhill@kennebecsavings.com
Address
369 River Rd
Richmond, ME
Contact
(207) 737-2800
Fax (301) 639-0804
jonbourque@msn.com
Address
150 State St Ste 1
Augusta, ME
Contact
(207) 622-5801 Ext. 21
Fax (301) 639-0804
mdwyer@kennebecsavings.com
Address
150 State St Ste 1
Augusta, ME
Contact
(207) 622-5801 Ext. 21
Fax (301) 639-0804
npatenaude@kennebecsavings.com