Compare Today’s Refinance Rates for Kittery, Maine 03904
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Kittery, Maine 03904.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $13,437 over the lifetime of your mortgage, which translates to a monthly savings of $37 in Kittery and other areas of York county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Kittery, Maine 03904
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Interactive Refinance Rate Projections for Kittery, Maine 03904
Pureloan has developed an interactive chart to monitor the five largest local lenders in Kittery, ME 03904, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Kittery, Maine 03904 from 2024 - 2016
The following historical data provides insights into refinancing trends in Kittery, Maine and the surrounding York county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
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% 30 year fixed refinance | 87.50% | 64.11% | 57.68% | 51.55% | 67.46% | 75.76% | 66.90% | 57.83% | 69.01% |
avg refi rate | 6.29% | 3.89% | 2.98% | 3.33% | 4.24% | 4.51% | 4.08% | 3.95% | 4.09% |
% 15 year fixed refinance | 6.25% | 17.70% | 25.00% | 29.43% | 21.89% | 15.15% | 22.54% | 32.53% | 25.15% |
avg refi rate | 5.25% | 2.92% | 2.50% | 2.83% | 3.74% | 3.97% | 3.39% | 3.14% | 3.27% |
Avg credit score | 752.69 | 735.31 | 751.74 | 753.60 | 744.01 | 740.80 | 737.79 | 743.11 | 743.26 |
Avg LTV (loan to value) | 74.13% | 68.88% | 72.37% | 73.65% | 75.62% | 72.30% | 72.30% | 74.83% | 76.07% |
Avg DTI (debt to income) | 36.94 | 33.76 | 31.91 | 31.27 | 33.70 | 33.80 | 32.72 | 31.32 | 31.74 |
Avg refinance insurance % | 6.94% | 2.00% | 4.61% | 5.42% | 6.86% | 5.52% | 5.23% | 6.20% | 6.60% |
Best Refinance Brokers around Kittery, Maine 03904
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Kittery, Maine 03904, we have compiled a list of top refinance brokers to assist you in the process.
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