Compare Today’s Refinance Rates for Lewiston, Maine

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Lewiston, Maine 04240. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $31,055 or $86 / month in Lewiston and other areas of Androscoggin county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Lewiston, Maine 04240.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

44.098538 -70.191619

Summary of Average Refinance Terms in Lewiston, Maine 04240

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Lewiston, ME

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Lewiston, ME 04240, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Lewiston, ME

Refinance Rates for Lewiston, Maine 04240 from 2014 - 2021

Below are historical data on refinancing in Lewiston, Maine and around Androscoggin county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 37.57% 34.39% 30.99% 40.30% 45.98% 47.06% 54.21% 54.72%
avg refi rate 4.89% 4.70% 3.85% 3.78% 4.54% 4.12% 4.02% 4.10%
% 15 year fixed refinance 35.98% 38.62% 36.97% 35.45% 36.78% 37.25% 37.38% 33.96%
avg refi rate 4.20% 3.76% 3.06% 2.95% 3.53% 3.22% 3.00% 3.07%
Avg credit score 745.84 749.38 751.27 749.85 744.90 752.76 739.28 738.17
Avg LTV (loan to value) 69.28% 67.80% 69.21% 69.65% 69.06% 70.91% 71.89% 71.15%
Avg DTI (debt to income) 28.86 28.51 28.24 27.49 30.41 29.52 31.75 31.34
Avg refinance insurance % 2.16% 1.90% 2.09% 2.71% 2.45% 2.88% 2.11% 1.60%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Lewiston, Maine 04240

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Lewiston, Maine 04240, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Bruce Winter

Vice President

37 Olive Ave

Lewiston, ME 04240

(800) 395-7134

bwinter@mortgagetraining.us

Catherine Parker

President

37 Olive Ave

Lewiston, ME 04240

(800) 395-7134

cparker@mortgagetraining.us

Gerry Augello

Vice President/Mortgage Loan Officer

30 Lisbon St

Lewiston, ME 04240

(207) 376-3618

gaugello@androscogginbank.com

Mariah Robinson

Loan Officer

100 Minot Ave

Auburn, ME 04240

(207) 333-4544

MRobinson@Mechanicssavings.com

Pamela Reynolds

Loan Officer

100 Minot Ave

Auburn, ME 04240

(207) 333-4554

preynolds@mechanicsprivatebank.com

Address

37 Olive Ave

Lewiston, ME

Contact

(800) 395-7134

Fax (301) 639-0804

bwinter@mortgagetraining.us

Address

37 Olive Ave

Lewiston, ME

Contact

(800) 395-7134

Fax (301) 639-0804

cparker@mortgagetraining.us

Address

30 Lisbon St

Lewiston, ME

Contact

(207) 376-3618

Fax (301) 639-0804

gaugello@androscogginbank.com

Refinancing News for Lewiston, Maine 04240