Compare Today’s Refinance Rates for Lisbon, Maine 04250
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Lisbon, Maine 04250.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $11,650 over the lifetime of your mortgage, which translates to a monthly savings of $32 in Lisbon and other areas of Androscoggin county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in Lisbon, Maine 04250
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Interactive Refinance Rate Projections for Lisbon, Maine 04250
Pureloan has developed an interactive chart to monitor the five largest local lenders in Lisbon, ME 04250, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Lisbon, Maine 04250 from 2024 - 2016
The following historical data provides insights into refinancing trends in Lisbon, Maine and the surrounding Androscoggin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 50.00% | 48.45% | 59.68% | 57.41% | 42.86% | 41.71% | 48.44% | 49.08% | |
avg refi rate | 3.78% | 3.86% | 4.04% | 4.46% | 3.69% | 3.83% | 4.63% | 4.84% | |
% 15 year fixed refinance | 36.36% | 29.90% | 29.03% | 25.93% | 41.01% | 39.04% | 30.47% | 32.52% | |
avg refi rate | 3.47% | 2.99% | 3.31% | 3.62% | 2.91% | 3.06% | 3.72% | 4.12% | |
Avg credit score | 742.27 | 736.75 | 734.42 | 742.30 | 758.38 | 756.19 | 749.60 | 755.74 | |
Avg LTV (loan to value) | 61.32% | 71.10% | 70.84% | 69.89% | 63.96% | 63.72% | 64.57% | 61.99% | |
Avg DTI (debt to income) | 33.18 | 30.51 | 32.23 | 30.39 | 29.59 | 28.63 | 29.95 | 30.67 | |
Avg refinance insurance % | 2.44% | 2.26% | 3.69% | 1.00% | 1.26% | 0.47% | 0.34% |
Best Refinance Brokers around Lisbon, Maine 04250
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Lisbon, Maine 04250, we have compiled a list of top refinance brokers to assist you in the process.
Matthew Dwyer
Vice President & Branch Manager
150 State St Ste 1
Augusta, ME 04250
(207) 622-5801 Ext. 21
mdwyer@kennebecsavings.com
Nicolas Patenaude
Loan Officer
150 State St Ste 1
Augusta, ME 04250
(207) 622-5801 Ext. 21
npatenaude@kennebecsavings.com
Katie Vickers
Vice President & Commercial Banking Officer
PO Box 50
Augusta, ME 04250
(207) 622-5801 Ext. 21
kvickers@kennebecsavings.com
William Hill
Regional Vice President & Loan Officer
PO Box 50
Augusta, ME 04250
(622) 580-1 Ext. 2147
bhill@kennebecsavings.com
Gary Lapierre
Loan Officer
PO Box 50
Augusta, ME 04250
(622) 580-1 Ext. 2113
glapierre@kennebecsavings.com
Address
150 State St Ste 1
Augusta, ME
Contact
(207) 622-5801 Ext. 21
Fax (301) 639-0804
mdwyer@kennebecsavings.com
Address
150 State St Ste 1
Augusta, ME
Contact
(207) 622-5801 Ext. 21
Fax (301) 639-0804
npatenaude@kennebecsavings.com
Address
PO Box 50
Augusta, ME
Contact
(207) 622-5801 Ext. 21
Fax (301) 639-0804
kvickers@kennebecsavings.com