Compare Today’s Refinance Rates for Monson, Maine 04464
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Monson, Maine 04464.
With a 30-year amortization refinance in Monson and surrounding areas of Piscataquis county, our calculations show that you can expect to save up to $3,952 over the lifetime of your mortgage, or a monthly savings of $11. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Monson, Maine 04464.
Summary of Average Refinances in Monson, Maine 04464
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Interactive Refinance Rate Projections for Monson, Maine 04464
Pureloan has developed an interactive chart to monitor the five largest local lenders in Monson, ME 04464, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Monson, Maine 04464 from 2024 - 2016
The following historical data provides insights into refinancing trends in Monson, Maine and the surrounding Piscataquis county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 69.57% | 46.70% | 49.16% | 46.71% | 53.93% | 46.01% | 40.88% | 49.93% | 50.94% |
avg refi rate | 6.55% | 3.58% | 3.01% | 3.29% | 4.18% | 4.58% | 4.16% | 4.00% | 4.16% |
% 15 year fixed refinance | 13.04% | 34.84% | 30.73% | 33.27% | 26.83% | 39.91% | 43.38% | 35.80% | 35.16% |
avg refi rate | 5.54% | 2.71% | 2.48% | 2.80% | 3.65% | 3.91% | 3.33% | 3.16% | 3.34% |
Avg credit score | 746.57 | 738.48 | 751.00 | 756.35 | 746.91 | 737.90 | 747.54 | 752.53 | 755.66 |
Avg LTV (loan to value) | 60.17% | 63.95% | 68.28% | 72.10% | 72.37% | 73.05% | 74.94% | 75.20% | 76.86% |
Avg DTI (debt to income) | 37.43 | 33.27 | 31.70 | 31.64 | 33.96 | 34.55 | 32.58 | 32.92 | 32.37 |
Avg refinance insurance % | 1.61% | 1.44% | 2.53% | 4.15% | 5.48% | 4.38% | 5.34% | 6.05% | 7.26% |
Best Refinance Brokers around Monson, Maine 04464
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Monson, Maine 04464, we have compiled a list of top refinance brokers to assist you in the process.
Victoria Bryant
Mortgage Originator
1768 Atlantic Hwy
Waldoboro, ME 04464
(800) 860-8821
vbryant@camdennational.com
Britt Hatch
Mortgage Originator
1768 Atlantic Hwy
Waldoboro, ME 04464
(800) 860-8821
bhatch@camdennational.com
Tracy King
Mortgage Originator
1768 Atlantic Hwy
Waldoboro, ME 04464
(800) 860-8821
tking@camdennational.com
John Marsh
Senior Vice President/Commercial Lender
105 Front St
Bath, ME 04464
(800) 447-4559
JMarsh@bathsavings.com
Michael Celeste
Vice President/Commercial Lender
105 Front St
Bath, ME 04464
(800) 447-4559
MCeleste@bathsavings.com
Address
1768 Atlantic Hwy
Waldoboro, ME
Contact
(800) 860-8821
Fax (301) 639-0804
vbryant@camdennational.com
Address
1768 Atlantic Hwy
Waldoboro, ME
Contact
(800) 860-8821
Fax (301) 639-0804
bhatch@camdennational.com
Address
1768 Atlantic Hwy
Waldoboro, ME
Contact
(800) 860-8821
Fax (301) 639-0804
tking@camdennational.com