Compare Today’s Refinance Rates for New Harbor, Maine 04554
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in New Harbor, Maine 04554.
With a 30-year amortization refinance in New Harbor and surrounding areas of Lincoln county, our calculations show that you can expect to save up to $7,680 over the lifetime of your mortgage, or a monthly savings of $21. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for New Harbor, Maine 04554.
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Summary of Average Refinances in New Harbor, Maine 04554
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Interactive Refinance Rate Projections for New Harbor, Maine 04554
Pureloan has developed an interactive chart to monitor the five largest local lenders in New Harbor, ME 04554, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in New Harbor, Maine 04554 from 2024 - 2016
The following historical data provides insights into refinancing trends in New Harbor, Maine and the surrounding Lincoln county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
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% 30 year fixed refinance | 65.22% | 53.38% | 47.24% | 40.38% | 53.16% | 51.24% | 47.89% | 37.78% | 44.79% |
avg refi rate | 6.71% | 3.92% | 2.98% | 3.21% | 4.15% | 4.53% | 3.97% | 3.69% | 3.97% |
% 15 year fixed refinance | 26.09% | 34.59% | 32.61% | 37.76% | 32.03% | 34.33% | 34.04% | 40.86% | 39.32% |
avg refi rate | 6.29% | 2.99% | 2.45% | 2.69% | 3.48% | 3.84% | 3.17% | 2.90% | 3.08% |
Avg credit score | 744.04 | 743.12 | 758.62 | 759.15 | 755.07 | 750.34 | 751.98 | 754.14 | 754.89 |
Avg LTV (loan to value) | 68.13% | 63.47% | 66.10% | 69.24% | 70.07% | 67.00% | 71.84% | 70.29% | 72.24% |
Avg DTI (debt to income) | 34.70 | 30.21 | 29.60 | 28.83 | 29.23 | 31.47 | 29.61 | 29.41 | 29.95 |
Avg refinance insurance % | 6.52% | 1.95% | 2.12% | 3.00% | 4.68% | 3.81% | 4.54% | 3.73% | 3.77% |
Best Refinance Brokers around New Harbor, Maine 04554
If you are considering refinancing your mortgage or obtaining a cash-out refinance in New Harbor, Maine 04554, we have compiled a list of top refinance brokers to assist you in the process.
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