Compare Today’s Refinance Rates for New Vineyard, Maine 04956
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in New Vineyard, Maine 04956.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $11,301 over the lifetime of your mortgage, which translates to a monthly savings of $31 in New Vineyard and other areas of Franklin county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in New Vineyard, Maine 04956
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Interactive Refinance Rate Projections for New Vineyard, Maine 04956
Pureloan has developed an interactive chart to monitor the five largest local lenders in New Vineyard, ME 04956, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in New Vineyard, Maine 04956 from 2024 - 2016
The following historical data provides insights into refinancing trends in New Vineyard, Maine and the surrounding Franklin county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 85.00% | 62.02% | 61.71% | 58.34% | 59.93% | 50.85% | 48.17% | 47.29% | 45.57% |
| avg refi rate | 6.47% | 3.58% | 3.05% | 3.35% | 4.24% | 4.66% | 4.13% | 3.95% | 4.08% |
| % 15 year fixed refinance | 15.00% | 24.29% | 24.10% | 26.37% | 25.68% | 38.14% | 39.22% | 39.08% | 39.36% |
| avg refi rate | 5.67% | 2.78% | 2.53% | 2.87% | 3.70% | 3.95% | 3.37% | 3.21% | 3.33% |
| Avg credit score | 728.50 | 736.39 | 758.11 | 757.54 | 748.23 | 771.92 | 741.79 | 746.39 | 754.55 |
| Avg LTV (loan to value) | 59.70% | 60.51% | 63.76% | 68.52% | 68.19% | 65.61% | 67.71% | 70.69% | 72.67% |
| Avg DTI (debt to income) | 38.45 | 32.61 | 30.96 | 30.09 | 31.90 | 32.90 | 32.55 | 30.64 | 30.69 |
| Avg refinance insurance % | 2.10% | 0.87% | 1.91% | 3.74% | 3.98% | 2.83% | 2.67% | 3.73% | 4.48% |
Best Refinance Brokers around New Vineyard, Maine 04956
If you are considering refinancing your mortgage or obtaining a cash-out refinance in New Vineyard, Maine 04956, we have compiled a list of top refinance brokers to assist you in the process.
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