Compare Today’s Refinance Rates for North Vassalboro, Maine 04962
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in North Vassalboro, Maine 04962.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in North Vassalboro, Maine 04962. For 30-year amortization refinancing, you can expect lifetime cash savings of $8,409 or $23 per month in North Vassalboro and other parts of Kennebec county.
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Summary of Average Refinances in North Vassalboro, Maine 04962
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Interactive Refinance Rate Projections for North Vassalboro, Maine 04962
Pureloan has developed an interactive chart to monitor the five largest local lenders in North Vassalboro, ME 04962, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in North Vassalboro, Maine 04962 from 2024 - 2016
The following historical data provides insights into refinancing trends in North Vassalboro, Maine and the surrounding Kennebec county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
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% 30 year fixed refinance | 100.00% | 57.79% | 55.43% | 58.06% | 67.18% | 57.80% | 55.56% | 53.26% | 47.76% |
avg refi rate | 6.56% | 3.73% | 2.99% | 3.33% | 4.30% | 4.59% | 4.09% | 3.89% | 4.08% |
% 15 year fixed refinance | 24.57% | 27.41% | 25.60% | 21.96% | 32.57% | 36.11% | 36.81% | 40.06% | |
avg refi rate | 2.77% | 2.49% | 2.79% | 3.58% | 3.96% | 3.32% | 3.18% | 3.26% | |
Avg credit score | 722.88 | 746.80 | 759.08 | 761.94 | 755.05 | 748.63 | 755.84 | 760.09 | 759.58 |
Avg LTV (loan to value) | 58.88% | 55.33% | 60.65% | 65.73% | 67.63% | 66.87% | 67.25% | 68.77% | 66.20% |
Avg DTI (debt to income) | 38.69 | 33.00 | 32.50 | 31.83 | 33.68 | 33.97 | 32.76 | 32.32 | 31.47 |
Avg refinance insurance % | 3.75% | 0.88% | 1.60% | 2.89% | 3.81% | 3.34% | 3.90% | 3.40% | 2.46% |
Best Refinance Brokers around North Vassalboro, Maine 04962
If you are considering refinancing your mortgage or obtaining a cash-out refinance in North Vassalboro, Maine 04962, we have compiled a list of top refinance brokers to assist you in the process.
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