Compare Today’s Refinance Rates for Perry, Maine 04667
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Perry, Maine 04667.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Perry, Maine 04667. For 30-year amortization refinancing, you can expect lifetime cash savings of $8,620 or $24 per month in Perry and other parts of Washington county.
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Summary of Average Refinances in Perry, Maine 04667
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Interactive Refinance Rate Projections for Perry, Maine 04667
Pureloan has developed an interactive chart to monitor the five largest local lenders in Perry, ME 04667, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Perry, Maine 04667 from 2024 - 2016
The following historical data provides insights into refinancing trends in Perry, Maine and the surrounding Washington county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
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% 30 year fixed refinance | 92.31% | 51.52% | 54.38% | 55.37% | 64.30% | 58.42% | 42.30% | 49.48% | 55.01% |
avg refi rate | 6.53% | 3.58% | 2.97% | 3.25% | 4.06% | 4.53% | 4.11% | 3.90% | 4.07% |
% 15 year fixed refinance | 3.85% | 28.85% | 26.03% | 27.20% | 22.54% | 29.76% | 41.60% | 33.51% | 29.12% |
avg refi rate | 4.88% | 2.68% | 2.48% | 2.78% | 3.57% | 3.79% | 3.23% | 3.06% | 3.28% |
Avg credit score | 746.77 | 752.51 | 763.83 | 766.61 | 756.04 | 740.83 | 748.67 | 758.17 | 755.51 |
Avg LTV (loan to value) | 62.15% | 58.22% | 64.42% | 69.10% | 72.84% | 68.95% | 70.01% | 71.93% | 74.20% |
Avg DTI (debt to income) | 38.12 | 29.61 | 28.70 | 28.66 | 30.99 | 30.88 | 30.47 | 28.95 | 29.47 |
Avg refinance insurance % | 2.77% | 0.82% | 1.79% | 3.33% | 5.95% | 3.38% | 3.53% | 4.48% | 5.21% |
Best Refinance Brokers around Perry, Maine 04667
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Perry, Maine 04667, we have compiled a list of top refinance brokers to assist you in the process.
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