Compare Today’s Refinance Rates for Porter, Maine 04068
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Porter, Maine 04068.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Porter, Maine 04068. For 30-year amortization refinancing, you can expect lifetime cash savings of $12,099 or $34 per month in Porter and other parts of Oxford county.
Summary of Average Refinances in Porter, Maine 04068
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Interactive Refinance Rate Projections for Porter, Maine 04068
Pureloan has developed an interactive chart to monitor the five largest local lenders in Porter, ME 04068, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Porter, Maine 04068 from 2024 - 2016
The following historical data provides insights into refinancing trends in Porter, Maine and the surrounding Oxford county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 76.92% | 61.54% | 55.81% | 52.28% | 61.15% | 57.55% | 61.07% | 46.24% | 54.94% |
avg refi rate | 6.52% | 3.89% | 2.99% | 3.25% | 4.38% | 4.64% | 4.13% | 3.87% | 4.02% |
% 15 year fixed refinance | 23.08% | 21.98% | 26.35% | 30.29% | 19.11% | 28.30% | 28.86% | 41.04% | 33.33% |
avg refi rate | 5.33% | 2.89% | 2.44% | 2.73% | 3.71% | 3.84% | 3.27% | 3.03% | 3.24% |
Avg credit score | 745.46 | 738.38 | 752.63 | 761.16 | 751.61 | 738.42 | 744.82 | 756.14 | 756.02 |
Avg LTV (loan to value) | 49.23% | 62.20% | 66.96% | 68.18% | 71.25% | 68.12% | 69.79% | 68.35% | 71.07% |
Avg DTI (debt to income) | 36.23 | 30.23 | 30.13 | 29.09 | 31.10 | 32.85 | 30.98 | 30.09 | 31.25 |
Avg refinance insurance % | 1.97% | 2.14% | 2.74% | 4.21% | 2.15% | 3.54% | 3.25% | 4.35% |
Best Refinance Brokers around Porter, Maine 04068
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Porter, Maine 04068, we have compiled a list of top refinance brokers to assist you in the process.
ERNEST GOFF
Home Mortgage Consultant
144 US Route 1
Scarborough, ME 04068
(207) 828-9003
ERNEST.F.GOFFI@wellsfargo.com
Sherry Norton
Loan Officer
PO Box 6367
Scarborough, ME 04068
(207) 222-1470
snorton@gorhamsavingsbank.com
Denise Nickerson
Loan Officer
41 Gorham Rd
Scarborough, ME 04068
(207) 602-7606
Denise7606@sbsavings.com
Jonathan Bowen
Branch Manager
89 Mussey Rd
Scarborough, ME 04068
(401) 256-5197
jbowen@envoymtg.com
Mike Jean
AVP - Business Loan Officer
252 Main St
Saco, ME 04068
(207) 602-7404
Mike7404@sbsavings.com
Address
144 US Route 1
Scarborough, ME
Contact
(207) 828-9003
Fax (301) 639-0804
ERNEST.F.GOFFI@wellsfargo.com
Address
PO Box 6367
Scarborough, ME
Contact
(207) 222-1470
Fax (301) 639-0804
snorton@gorhamsavingsbank.com
Address
41 Gorham Rd
Scarborough, ME
Contact
(207) 602-7606
Fax (301) 639-0804
Denise7606@sbsavings.com