Compare Today’s Refinance Rates for Saco, Maine 04072
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Saco, Maine 04072.
With a 30-year amortization refinance in Saco and surrounding areas of York county, our calculations show that you can expect to save up to $8,834 over the lifetime of your mortgage, or a monthly savings of $25. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Saco, Maine 04072.
Summary of Average Refinances in Saco, Maine 04072
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Interactive Refinance Rate Projections for Saco, Maine 04072
Pureloan has developed an interactive chart to monitor the five largest local lenders in Saco, ME 04072, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Saco, Maine 04072 from 2024 - 2016
The following historical data provides insights into refinancing trends in Saco, Maine and the surrounding York county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 76.92% | 61.54% | 55.81% | 52.28% | 61.15% | 57.55% | 61.07% | 46.24% | 54.94% |
| avg refi rate | 6.52% | 3.89% | 2.99% | 3.25% | 4.38% | 4.64% | 4.13% | 3.87% | 4.02% |
| % 15 year fixed refinance | 23.08% | 21.98% | 26.35% | 30.29% | 19.11% | 28.30% | 28.86% | 41.04% | 33.33% |
| avg refi rate | 5.33% | 2.89% | 2.44% | 2.73% | 3.71% | 3.84% | 3.27% | 3.03% | 3.24% |
| Avg credit score | 745.46 | 738.38 | 752.63 | 761.16 | 751.61 | 738.42 | 744.82 | 756.14 | 756.02 |
| Avg LTV (loan to value) | 49.23% | 62.20% | 66.96% | 68.18% | 71.25% | 68.12% | 69.79% | 68.35% | 71.07% |
| Avg DTI (debt to income) | 36.23 | 30.23 | 30.13 | 29.09 | 31.10 | 32.85 | 30.98 | 30.09 | 31.25 |
| Avg refinance insurance % | 1.97% | 2.14% | 2.74% | 4.21% | 2.15% | 3.54% | 3.25% | 4.35% |
Best Refinance Brokers around Saco, Maine 04072
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Saco, Maine 04072, we have compiled a list of top refinance brokers to assist you in the process.
Noel Graydon
Lender
569 Main St # 1
Saco, ME 04072
2826121
ngraydon@norwaysavingsbank.com
Bryan Christoforo
Assistant Vice President Business Loan Officer
252 Main St
Saco, ME 04072
(207) 602-7348
Bryan7348@sbsavings.com
Phil Fearon
Director of Business Loans and Services
252 Main St
Saco, ME 04072
(207) 602-7370
Phil7370@sbsavings.com
Jeff Laurent
Loan Officer
252 Main St
Saco, ME 04072
(207) 602-7304
Jeff7304@sbsavings.com
Dave Goyet
VP/Collections Mgr/Loan & Business Development Off
252 Main St
Saco, ME 04072
(207) 602-7318
Dave7318@sbsavings.com
Address
569 Main St # 1
Saco, ME
Contact
2826121
Fax (301) 639-0804
ngraydon@norwaysavingsbank.com
Address
252 Main St
Saco, ME
Contact
(207) 602-7348
Fax (301) 639-0804
Bryan7348@sbsavings.com
Address
252 Main St
Saco, ME
Contact
(207) 602-7370
Fax (301) 639-0804
Phil7370@sbsavings.com