Compare Today’s Refinance Rates for Sandy Point, Maine 04972
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Sandy Point, Maine 04972.
With a 30-year amortization refinance in Sandy Point and surrounding areas of Waldo county, our calculations show that you can expect to save up to $17,373 over the lifetime of your mortgage, or a monthly savings of $48. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Sandy Point, Maine 04972.
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Summary of Average Refinances in Sandy Point, Maine 04972
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Refinance Rate Projections for Sandy Point, Maine 04972
Pureloan has developed an interactive chart to monitor the five largest local lenders in Sandy Point, ME 04972, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Sandy Point, Maine 04972 from 2024 - 2016
The following historical data provides insights into refinancing trends in Sandy Point, Maine and the surrounding Waldo county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.50% | 47.41% | 44.03% | 44.26% | 62.44% | 51.88% | 50.23% | 46.45% | 51.87% |
avg refi rate | 6.44% | 3.75% | 3.00% | 3.26% | 4.32% | 4.58% | 4.08% | 3.92% | 4.08% |
% 15 year fixed refinance | 12.50% | 40.09% | 37.96% | 40.50% | 27.92% | 32.33% | 38.50% | 38.06% | 39.18% |
avg refi rate | 5.81% | 2.82% | 2.45% | 2.62% | 3.55% | 3.88% | 3.36% | 3.10% | 3.22% |
Avg credit score | 741.19 | 747.88 | 755.90 | 763.31 | 755.71 | 752.35 | 751.25 | 753.57 | 756.56 |
Avg LTV (loan to value) | 61.94% | 54.02% | 61.05% | 64.61% | 68.14% | 63.70% | 68.88% | 68.40% | 69.57% |
Avg DTI (debt to income) | 33.81 | 33.55 | 32.33 | 31.47 | 33.31 | 33.23 | 32.23 | 32.05 | 31.78 |
Avg refinance insurance % | 3.88% | 0.71% | 1.79% | 2.05% | 2.96% | 2.55% | 2.85% | 3.89% | 3.50% |
Best Refinance Brokers around Sandy Point, Maine 04972
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Sandy Point, Maine 04972, we have compiled a list of top refinance brokers to assist you in the process.
Name
Address
Contact
Debbie Knox
Commercial Loan Officer
13 Elm St
Skowhegan, ME 04972
(207) 858-2544
dknox@skowsavings.com
Kurt Maynard
Commercial Loan Officer
13 Elm St
Skowhegan, ME 04972
(207) 858-2573
kmaynard@skowsavings.com
Jack Ducharme
Commercial Loan Officer
13 Elm St
Skowhegan, ME 04972
(207) 858-2572
jducharme@skowsavings.com
Address
13 Elm St
Skowhegan, ME
Contact
(207) 858-2544
Fax (301) 639-0804
dknox@skowsavings.com
Address
13 Elm St
Skowhegan, ME
Contact
(207) 858-2573
Fax (301) 639-0804
kmaynard@skowsavings.com
Address
13 Elm St
Skowhegan, ME
Contact
(207) 858-2572
Fax (301) 639-0804
jducharme@skowsavings.com