Compare Today’s Refinance Rates for Sebago Lake, Maine 04075
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Sebago Lake, Maine 04075.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Sebago Lake, Maine 04075. For 30-year amortization refinancing, you can expect lifetime cash savings of $9,407 or $26 per month in Sebago Lake and other parts of York county.
Summary of Average Refinances in Sebago Lake, Maine 04075
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Interactive Refinance Rate Projections for Sebago Lake, Maine 04075
Pureloan has developed an interactive chart to monitor the five largest local lenders in Sebago Lake, ME 04075, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Sebago Lake, Maine 04075 from 2024 - 2016
The following historical data provides insights into refinancing trends in Sebago Lake, Maine and the surrounding York county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 76.92% | 61.54% | 55.81% | 52.28% | 61.15% | 57.55% | 61.07% | 46.24% | 54.94% |
avg refi rate | 6.52% | 3.89% | 2.99% | 3.25% | 4.38% | 4.64% | 4.13% | 3.87% | 4.02% |
% 15 year fixed refinance | 23.08% | 21.98% | 26.35% | 30.29% | 19.11% | 28.30% | 28.86% | 41.04% | 33.33% |
avg refi rate | 5.33% | 2.89% | 2.44% | 2.73% | 3.71% | 3.84% | 3.27% | 3.03% | 3.24% |
Avg credit score | 745.46 | 738.38 | 752.63 | 761.16 | 751.61 | 738.42 | 744.82 | 756.14 | 756.02 |
Avg LTV (loan to value) | 49.23% | 62.20% | 66.96% | 68.18% | 71.25% | 68.12% | 69.79% | 68.35% | 71.07% |
Avg DTI (debt to income) | 36.23 | 30.23 | 30.13 | 29.09 | 31.10 | 32.85 | 30.98 | 30.09 | 31.25 |
Avg refinance insurance % | 1.97% | 2.14% | 2.74% | 4.21% | 2.15% | 3.54% | 3.25% | 4.35% |
Best Refinance Brokers around Sebago Lake, Maine 04075
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Sebago Lake, Maine 04075, we have compiled a list of top refinance brokers to assist you in the process.
Jack Lufkin
Loan Officer
172 Commercial St
Portland, ME 04075
(207) 222-1469
jlufkin@gorhamsavingsbank.com
Brian Desjardins
Lender
120 Exchange St
Portland, ME 04075
8794307
bdesjardins@norwaysavingsbank.com
Rick Flagg
Lender
120 Exchange St
Portland, ME 04075
8794307
rflagg@norwaysavingsbank.com
Erin McNally
Loan Officer
130 Middle St Fl 1
Portland, ME 04075
(207) 775-2620
emcnally@bmcfirst.com
Deron Barton
President
130 Middle St Fl 1
Portland, ME 04075
(207) 775-2620
dbarton@bmcfirst.com
Address
172 Commercial St
Portland, ME
Contact
(207) 222-1469
Fax (301) 639-0804
jlufkin@gorhamsavingsbank.com
Address
120 Exchange St
Portland, ME
Contact
8794307
Fax (301) 639-0804
bdesjardins@norwaysavingsbank.com
Address
120 Exchange St
Portland, ME
Contact
8794307
Fax (301) 639-0804
rflagg@norwaysavingsbank.com