Compare Today’s Refinance Rates for South Paris, Maine 04281
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in South Paris, Maine 04281.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $7,950 over the lifetime of your mortgage, which translates to a monthly savings of $22 in South Paris and other areas of Oxford county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
Summary of Average Refinances in South Paris, Maine 04281
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Interactive Refinance Rate Projections for South Paris, Maine 04281
Pureloan has developed an interactive chart to monitor the five largest local lenders in South Paris, ME 04281, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in South Paris, Maine 04281 from 2024 - 2016
The following historical data provides insights into refinancing trends in South Paris, Maine and the surrounding Oxford county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 50.00% | 48.45% | 59.68% | 57.41% | 42.86% | 41.71% | 48.44% | 49.08% | |
avg refi rate | 3.78% | 3.86% | 4.04% | 4.46% | 3.69% | 3.83% | 4.63% | 4.84% | |
% 15 year fixed refinance | 36.36% | 29.90% | 29.03% | 25.93% | 41.01% | 39.04% | 30.47% | 32.52% | |
avg refi rate | 3.47% | 2.99% | 3.31% | 3.62% | 2.91% | 3.06% | 3.72% | 4.12% | |
Avg credit score | 742.27 | 736.75 | 734.42 | 742.30 | 758.38 | 756.19 | 749.60 | 755.74 | |
Avg LTV (loan to value) | 61.32% | 71.10% | 70.84% | 69.89% | 63.96% | 63.72% | 64.57% | 61.99% | |
Avg DTI (debt to income) | 33.18 | 30.51 | 32.23 | 30.39 | 29.59 | 28.63 | 29.95 | 30.67 | |
Avg refinance insurance % | 2.44% | 2.26% | 3.69% | 1.00% | 1.26% | 0.47% | 0.34% |
Best Refinance Brokers around South Paris, Maine 04281
If you are considering refinancing your mortgage or obtaining a cash-out refinance in South Paris, Maine 04281, we have compiled a list of top refinance brokers to assist you in the process.
Matthew Dwyer
Vice President & Branch Manager
150 State St Ste 1
Augusta, ME 04281
(207) 622-5801 Ext. 21
mdwyer@kennebecsavings.com
Nicolas Patenaude
Loan Officer
150 State St Ste 1
Augusta, ME 04281
(207) 622-5801 Ext. 21
npatenaude@kennebecsavings.com
Katie Vickers
Vice President & Commercial Banking Officer
PO Box 50
Augusta, ME 04281
(207) 622-5801 Ext. 21
kvickers@kennebecsavings.com
William Hill
Regional Vice President & Loan Officer
PO Box 50
Augusta, ME 04281
(622) 580-1 Ext. 2147
bhill@kennebecsavings.com
Gary Lapierre
Loan Officer
PO Box 50
Augusta, ME 04281
(622) 580-1 Ext. 2113
glapierre@kennebecsavings.com
Address
150 State St Ste 1
Augusta, ME
Contact
(207) 622-5801 Ext. 21
Fax (301) 639-0804
mdwyer@kennebecsavings.com
Address
150 State St Ste 1
Augusta, ME
Contact
(207) 622-5801 Ext. 21
Fax (301) 639-0804
npatenaude@kennebecsavings.com
Address
PO Box 50
Augusta, ME
Contact
(207) 622-5801 Ext. 21
Fax (301) 639-0804
kvickers@kennebecsavings.com