Compare Today’s Refinance Rates for Waterville, Maine

Our search engine analyzes refinance lenders to give you the best real-time home refi rates for Waterville, Maine 04903. Search for cash-out refi, lower interest rates, or a home equity loan. For 30-year amortization refinancing, expect lifetime cash savings are $15,382 or $43 / month in Waterville and other areas of Kennebec county.

Pureloan analyzes all refinance loan options including HELOC, short home refinancing, and positive equity refinancing for Waterville, Maine 04903.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

44.551944 -69.632222

Summary of Average Refinance Terms in Waterville, Maine 04903

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Waterville, ME

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Waterville, ME 04903, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Waterville, ME

Refinance Rates for Waterville, Maine 04903 from 2014 - 2021

Below are historical data on refinancing in Waterville, Maine and around Kennebec county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 46.39% 36.39% 33.37% 42.74% 48.60% 48.54% 47.74% 51.69%
avg refi rate 4.86% 4.60% 3.92% 3.70% 4.52% 4.07% 3.92% 4.05%
% 15 year fixed refinance 40.35% 45.65% 47.72% 42.17% 42.49% 36.83% 39.48% 35.96%
avg refi rate 4.24% 3.76% 3.19% 2.96% 3.58% 3.28% 3.14% 3.24%
Avg credit score 769.60 766.73 768.32 764.91 754.72 754.71 751.40 748.13
Avg LTV (loan to value) 64.91% 65.31% 66.64% 68.08% 72.22% 70.79% 70.00% 69.99%
Avg DTI (debt to income) 29.89 29.17 29.01 28.57 31.83 30.83 31.44 31.81
Avg refinance insurance % 0.79% 1.19% 1.87% 2.60% 4.51% 4.23% 4.04% 3.81%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Waterville, Maine 04903

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Waterville, Maine 04903, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Tracy Warren

Loan Officer

226 Main St

Waterville, ME 04903

(872) 556-3 Ext. 2310

twarren@kennebecsavings.com

David Grenier

Loan Officer

226 Main St

Waterville, ME 04903

(872) 556-3 Ext. 2314

dgrenier@kennebecsavings.com

Renee Pellerin

Loan Officer

222 College Ave

Waterville, ME 04903

(207) 872-5602

renee@kswfcu.org

Denise Robinson

Loan Officer

222 College Ave

Waterville, ME 04903

(207) 872-5602

denise@kswfcu.org

Mark Russell

Branch Manager

222 College Ave

Waterville, ME 04903

(207) 872-5602

mark@kswfcu.org

Address

226 Main St

Waterville, ME

Contact

(872) 556-3 Ext. 2310

Fax (301) 639-0804

twarren@kennebecsavings.com

Address

226 Main St

Waterville, ME

Contact

(872) 556-3 Ext. 2314

Fax (301) 639-0804

dgrenier@kennebecsavings.com

Address

222 College Ave

Waterville, ME

Contact

(207) 872-5602

Fax (301) 639-0804

renee@kswfcu.org

Refinancing News for Waterville, Maine 04903