Compare Today’s Refinance Rates for Whiting, Maine 04691
Pureloan's search engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Whiting, Maine 04691.
Our analysis indicates that for 30-year amortization refinancing, you can expect to save up to $8,620 over the lifetime of your mortgage, which translates to a monthly savings of $24 in Whiting and other areas of Washington county. We analyze all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing, to provide you with the most suitable options for your financial situation.
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Summary of Average Refinances in Whiting, Maine 04691
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Interactive Refinance Rate Projections for Whiting, Maine 04691
Pureloan has developed an interactive chart to monitor the five largest local lenders in Whiting, ME 04691, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Whiting, Maine 04691 from 2024 - 2016
The following historical data provides insights into refinancing trends in Whiting, Maine and the surrounding Washington county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
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% 30 year fixed refinance | 68.42% | 49.77% | 51.09% | 47.23% | 62.38% | 51.03% | 50.87% | 37.44% | 45.83% |
avg refi rate | 6.74% | 3.93% | 3.02% | 3.32% | 4.33% | 4.66% | 4.18% | 3.90% | 4.02% |
% 15 year fixed refinance | 15.79% | 30.88% | 28.99% | 32.94% | 26.24% | 31.72% | 35.84% | 48.46% | 39.06% |
avg refi rate | 6.25% | 2.96% | 2.47% | 2.77% | 3.80% | 3.93% | 3.45% | 3.06% | 3.25% |
Avg credit score | 718.58 | 735.78 | 746.84 | 752.96 | 741.90 | 732.42 | 742.85 | 744.64 | 744.81 |
Avg LTV (loan to value) | 63.79% | 62.71% | 67.98% | 70.77% | 72.37% | 73.28% | 72.25% | 72.51% | 72.64% |
Avg DTI (debt to income) | 31.89 | 32.22 | 29.42 | 29.16 | 31.51 | 33.38 | 30.91 | 28.49 | 28.89 |
Avg refinance insurance % | 1.95% | 2.03% | 2.84% | 3.95% | 6.06% | 6.97% | 4.73% | 4.63% | 5.97% |
Best Refinance Brokers around Whiting, Maine 04691
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Whiting, Maine 04691, we have compiled a list of top refinance brokers to assist you in the process.
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