Compare Today’s Refinance Rates for Athens, Michigan 49011
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Athens, Michigan 49011.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Athens, Michigan 49011. For 30-year amortization refinancing, you can expect lifetime cash savings of $15,414 or $43 per month in Athens and other parts of Calhoun county.
Summary of Average Refinances in Athens, Michigan 49011
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Interactive Refinance Rate Projections for Athens, Michigan 49011
Pureloan has developed an interactive chart to monitor the five largest local lenders in Athens, MI 49011, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Athens, Michigan 49011 from 2024 - 2016
The following historical data provides insights into refinancing trends in Athens, Michigan and the surrounding Calhoun county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 79.17% | 50.17% | 51.23% | 48.15% | 55.35% | 57.58% | 50.63% | 47.31% | 47.17% |
| avg refi rate | 6.36% | 3.76% | 3.03% | 3.30% | 4.24% | 4.56% | 4.16% | 3.93% | 4.04% |
| % 15 year fixed refinance | 8.33% | 31.14% | 29.67% | 32.75% | 28.46% | 29.60% | 36.22% | 40.65% | 37.48% |
| avg refi rate | 6.19% | 2.85% | 2.46% | 2.76% | 3.58% | 3.91% | 3.36% | 3.13% | 3.27% |
| Avg credit score | 759.46 | 752.15 | 751.19 | 758.40 | 749.29 | 742.24 | 744.05 | 752.44 | 755.00 |
| Avg LTV (loan to value) | 64.54% | 60.40% | 65.25% | 69.16% | 70.63% | 69.18% | 70.75% | 69.76% | 70.89% |
| Avg DTI (debt to income) | 34.83 | 31.92 | 30.91 | 30.30 | 31.58 | 32.68 | 31.70 | 31.22 | 30.45 |
| Avg refinance insurance % | 4.63% | 1.86% | 2.13% | 3.38% | 4.10% | 3.92% | 3.95% | 3.82% | 4.13% |
Best Refinance Brokers around Athens, Michigan 49011
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Athens, Michigan 49011, we have compiled a list of top refinance brokers to assist you in the process.
JOHN DENNY
Loan Officer
590 Columbia Ave W Ste B
Battle Creek, MI 49011
(269) 962-0304
john.c.denny@wellsfargo.com
STEPHANY ROSE
Loan Officer
590 Columbia Ave W Ste B
Battle Creek, MI 49011
(269) 962-0304
stephany.r.rose@wellsfargo.com
Lisa Watson
Loan Officer
110 Knapp Drive Suite 148
Battle Creek, MI 49011
(888) 422-6562
lwatson@mbmortgage.com
Amanda Lebeau
Mortgage Originator
P.O. Box 140
Battle Creek, MI 49011
(269) 441-1544
alebeau@kelloggccu.org
Trina Gray
Mortgage Originator
P.O. Box 140
Battle Creek, MI 49011
(269) 441-5763
tgray@kelloggccu.org
Address
590 Columbia Ave W Ste B
Battle Creek, MI
Contact
(269) 962-0304
Fax (301) 639-0804
john.c.denny@wellsfargo.com
Address
590 Columbia Ave W Ste B
Battle Creek, MI
Contact
(269) 962-0304
Fax (301) 639-0804
stephany.r.rose@wellsfargo.com
Address
110 Knapp Drive Suite 148
Battle Creek, MI
Contact
(888) 422-6562
Fax (301) 639-0804
lwatson@mbmortgage.com