Compare Today’s Refinance Rates for Au Gres, Michigan 48703
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Au Gres, Michigan 48703.
With a 30-year amortization refinance in Au Gres and surrounding areas of Arenac county, our calculations show that you can expect to save up to $5,368 over the lifetime of your mortgage, or a monthly savings of $15. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Au Gres, Michigan 48703.
Summary of Average Refinances in Au Gres, Michigan 48703
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Interactive Refinance Rate Projections for Au Gres, Michigan 48703
Pureloan has developed an interactive chart to monitor the five largest local lenders in Au Gres, MI 48703, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Au Gres, Michigan 48703 from 2024 - 2016
The following historical data provides insights into refinancing trends in Au Gres, Michigan and the surrounding Arenac county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 66.67% | 49.17% | 42.59% | 37.38% | 53.76% | 50.63% | 41.44% | 31.30% | 41.88% |
avg refi rate | 6.47% | 3.91% | 3.03% | 3.32% | 4.38% | 4.58% | 4.11% | 3.94% | 4.07% |
% 15 year fixed refinance | 33.33% | 30.83% | 38.16% | 43.74% | 30.11% | 32.91% | 43.24% | 50.43% | 49.57% |
avg refi rate | 6.13% | 2.98% | 2.54% | 2.87% | 3.84% | 4.00% | 3.32% | 3.09% | 3.25% |
Avg credit score | 733.33 | 737.74 | 751.72 | 757.76 | 751.02 | 739.29 | 750.50 | 755.69 | 763.37 |
Avg LTV (loan to value) | 59.33% | 59.65% | 65.56% | 68.86% | 67.59% | 72.35% | 69.88% | 73.17% | 70.36% |
Avg DTI (debt to income) | 29.67 | 33.28 | 31.38 | 31.41 | 32.30 | 33.19 | 30.16 | 30.79 | 30.59 |
Avg refinance insurance % | 1.92% | 2.27% | 2.85% | 2.16% | 6.63% | 3.34% | 4.65% | 3.11% |
Best Refinance Brokers around Au Gres, Michigan 48703
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Au Gres, Michigan 48703, we have compiled a list of top refinance brokers to assist you in the process.
Alan Doner
President/CEO Licensed Loan Originator
100 W Midland St
Bay City, MI 48703
(989) 316-7921
ADoner@newexecmtg.com
Mark Jacques
Licensed Loan Originator
100 W Midland St
Bay City, MI 48703
(989) 879-8472
MJacques@newexecmtg.com
Lisa Bauer
Licensed Loan Originator
100 W Midland St
Bay City, MI 48703
(248) 867-9241
LBauer@newexecmtg.com
Rich Salem
Licensed Loan Originator
100 W Midland St
Bay City, MI 48703
(248) 867-9241
RSalem@newexecmtg.com
Gene Ross
Loan Officer
1901 S Euclid Ave Ste 6
Bay City, MI 48703
(989) 671-2701
gene.ross@academymortgage.com
Address
100 W Midland St
Bay City, MI
Contact
(989) 316-7921
Fax (301) 639-0804
ADoner@newexecmtg.com
Address
100 W Midland St
Bay City, MI
Contact
(989) 879-8472
Fax (301) 639-0804
MJacques@newexecmtg.com
Address
100 W Midland St
Bay City, MI
Contact
(248) 867-9241
Fax (301) 639-0804
LBauer@newexecmtg.com