Compare Today’s Refinance Rates for Battle Creek, Michigan 49015
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Battle Creek, Michigan 49015.
With a 30-year amortization refinance in Battle Creek and surrounding areas of Calhoun county, our calculations show that you can expect to save up to $10,313 over the lifetime of your mortgage, or a monthly savings of $29. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Battle Creek, Michigan 49015.
Summary of Average Refinances in Battle Creek, Michigan 49015
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Interactive Refinance Rate Projections for Battle Creek, Michigan 49015
Pureloan has developed an interactive chart to monitor the five largest local lenders in Battle Creek, MI 49015, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Battle Creek, Michigan 49015 from 2024 - 2016
The following historical data provides insights into refinancing trends in Battle Creek, Michigan and the surrounding Calhoun county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 79.17% | 50.17% | 51.23% | 48.15% | 55.35% | 57.58% | 50.63% | 47.31% | 47.17% |
avg refi rate | 6.36% | 3.76% | 3.03% | 3.30% | 4.24% | 4.56% | 4.16% | 3.93% | 4.04% |
% 15 year fixed refinance | 8.33% | 31.14% | 29.67% | 32.75% | 28.46% | 29.60% | 36.22% | 40.65% | 37.48% |
avg refi rate | 6.19% | 2.85% | 2.46% | 2.76% | 3.58% | 3.91% | 3.36% | 3.13% | 3.27% |
Avg credit score | 759.46 | 752.15 | 751.19 | 758.40 | 749.29 | 742.24 | 744.05 | 752.44 | 755.00 |
Avg LTV (loan to value) | 64.54% | 60.40% | 65.25% | 69.16% | 70.63% | 69.18% | 70.75% | 69.76% | 70.89% |
Avg DTI (debt to income) | 34.83 | 31.92 | 30.91 | 30.30 | 31.58 | 32.68 | 31.70 | 31.22 | 30.45 |
Avg refinance insurance % | 4.63% | 1.86% | 2.13% | 3.38% | 4.10% | 3.92% | 3.95% | 3.82% | 4.13% |
Best Refinance Brokers around Battle Creek, Michigan 49015
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Battle Creek, Michigan 49015, we have compiled a list of top refinance brokers to assist you in the process.
Aaron Waterbury
Mortgage Loan Specialist
630 Capital Ave Sw
Battle Creek, MI 49015
(269) 209-4067
tina.eager@53.com
Zach Carlson
Mortgage Originator
P.O. Box 140
Battle Creek, MI 49015
(269) 441-1575
zcarlson@kelloggccu.org
Trina Gray
Mortgage Originator
P.O. Box 140
Battle Creek, MI 49015
(269) 441-5763
tgray@kelloggccu.org
Amanda Lebeau
Mortgage Originator
P.O. Box 140
Battle Creek, MI 49015
(269) 441-1544
alebeau@kelloggccu.org
Lisa Watson
Loan Officer
110 Knapp Drive Suite 148
Battle Creek, MI 49015
(888) 422-6562
lwatson@mbmortgage.com
Address
630 Capital Ave Sw
Battle Creek, MI
Contact
(269) 209-4067
Fax (301) 639-0804
tina.eager@53.com
Address
P.O. Box 140
Battle Creek, MI
Contact
(269) 441-1575
Fax (301) 639-0804
zcarlson@kelloggccu.org
Address
P.O. Box 140
Battle Creek, MI
Contact
(269) 441-5763
Fax (301) 639-0804
tgray@kelloggccu.org