Compare Today’s Refinance Rates for Battle Creek, Michigan

Pureloan analyzes refinance lenders to give you the best real-time home refi rates for Battle Creek, Michigan 49014. Search for lower interest rates, cash-out refi, or a home equity loan. For 30-year amortization refinancing in Battle Creek and other areas of Calhoun county, expected lifetime cash savings are $13,138 or $36 / month.

For Battle Creek, Michigan 49014, Pureloan’s search engine analyzes all refi loan options including positive equity refinancing, short home refinancing, and HELOC.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

42.3053 -85.1389

Summary of Average Refinance Terms in Battle Creek, Michigan 49014

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Customized Refinance Rate Projections for Battle Creek, MI

Source: Fannie Mae and Freddie Mac


For refinance rate forecasts and predictions in Battle Creek, MI 49014, Pureloan has created an interactive chart to track the 5 largest local lenders for refi's and cash-out's. Historical rates are based on closed refinancings, and projections are based on proprietary modeling.

Local Refinance Rates for Battle Creek, MI

Refinance Rates for Battle Creek, Michigan 49014 from 2014 - 2021

Below are historical data on refinancing in Battle Creek, Michigan and around Calhoun county based on loan type, credit score, LTV and other parameters. This data is produced from actual closed home refinancings.

2014 2015 2016 2017 2018 2019 2020 2021
% 30 year fixed refinance 46.39% 36.39% 33.37% 42.74% 48.60% 48.54% 47.74% 51.69%
avg refi rate 4.86% 4.60% 3.92% 3.70% 4.52% 4.07% 3.92% 4.05%
% 15 year fixed refinance 40.35% 45.65% 47.72% 42.17% 42.49% 36.83% 39.48% 35.96%
avg refi rate 4.24% 3.76% 3.19% 2.96% 3.58% 3.28% 3.14% 3.24%
Avg credit score 769.60 766.73 768.32 764.91 754.72 754.71 751.40 748.13
Avg LTV (loan to value) 64.91% 65.31% 66.64% 68.08% 72.22% 70.79% 70.00% 69.99%
Avg DTI (debt to income) 29.89 29.17 29.01 28.57 31.83 30.83 31.44 31.81
Avg refinance insurance % 0.79% 1.19% 1.87% 2.60% 4.51% 4.23% 4.04% 3.81%

Data produced from the Financial Report of the US Government

Best Refinance Brokers Around Battle Creek, Michigan 49014

Whether you are looking to refinance your existing mortgage or obtain a cash-out refi in Battle Creek, Michigan 49014, we have compiled a list of the leading refinance brokers to guide you.

Name
Address
Contact

Aaron Waterbury

Mortgage Loan Specialist

630 Capital Ave Sw

Battle Creek, MI 49014

(269) 209-4067

tina.eager@53.com

Zach Carlson

Mortgage Originator

P.O. Box 140

Battle Creek, MI 49014

(269) 441-1575

zcarlson@kelloggccu.org

Trina Gray

Mortgage Originator

P.O. Box 140

Battle Creek, MI 49014

(269) 441-5763

tgray@kelloggccu.org

Amanda Lebeau

Mortgage Originator

P.O. Box 140

Battle Creek, MI 49014

(269) 441-1544

alebeau@kelloggccu.org

Lisa Watson

Loan Officer

110 Knapp Drive Suite 148

Battle Creek, MI 49014

(888) 422-6562

lwatson@mbmortgage.com

Address

630 Capital Ave Sw

Battle Creek, MI

Contact

(269) 209-4067

Fax (301) 639-0804

tina.eager@53.com

Address

P.O. Box 140

Battle Creek, MI

Contact

(269) 441-1575

Fax (301) 639-0804

zcarlson@kelloggccu.org

Address

P.O. Box 140

Battle Creek, MI

Contact

(269) 441-5763

Fax (301) 639-0804

tgray@kelloggccu.org

Refinancing News for Battle Creek, Michigan 49014

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