Compare Today’s Refinance Rates for Bentley, Michigan 48613
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Bentley, Michigan 48613.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Bentley, Michigan 48613. For 30-year amortization refinancing, you can expect lifetime cash savings of $3,339 or $9 per month in Bentley and other parts of Bay county.
Summary of Average Refinances in Bentley, Michigan 48613
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Interactive Refinance Rate Projections for Bentley, Michigan 48613
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bentley, MI 48613, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bentley, Michigan 48613 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bentley, Michigan and the surrounding Bay county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 82.61% | 58.01% | 56.80% | 55.14% | 62.60% | 54.95% | 52.28% | 52.83% | 54.68% |
avg refi rate | 6.46% | 3.61% | 3.01% | 3.29% | 4.17% | 4.58% | 4.14% | 3.96% | 4.14% |
% 15 year fixed refinance | 13.04% | 26.19% | 26.83% | 26.58% | 21.76% | 32.42% | 34.70% | 33.88% | 31.87% |
avg refi rate | 5.78% | 2.81% | 2.47% | 2.80% | 3.64% | 3.91% | 3.39% | 3.20% | 3.38% |
Avg credit score | 735.75 | 740.32 | 752.34 | 757.61 | 746.87 | 740.69 | 746.29 | 751.67 | 754.48 |
Avg LTV (loan to value) | 62.64% | 61.38% | 65.49% | 69.51% | 73.18% | 67.93% | 70.23% | 71.59% | 72.41% |
Avg DTI (debt to income) | 37.35 | 33.47 | 32.28 | 31.96 | 33.16 | 34.03 | 33.28 | 32.28 | 31.69 |
Avg refinance insurance % | 2.29% | 1.30% | 2.21% | 3.64% | 5.58% | 3.00% | 3.69% | 4.13% | 4.54% |
Best Refinance Brokers around Bentley, Michigan 48613
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bentley, Michigan 48613, we have compiled a list of top refinance brokers to assist you in the process.
Jim Emmendorfer
Loan Originator
319 North Main Street
Chesaning, MI 48613
(989) 860-5218
jimemmendorfer@yahoo.com
Brian Smith
Loan Officer
810 W Wackerly St Ste 2
Midland, MI 48613
(989) 633-9272
bsmith@rossmortgage.com
Amy Kaufmann
Loan Officer
810 W Wackerly St Ste 2
Midland, MI 48613
(989) 695-2446
akaufmann@rossmortgage.com
Dave Poynter
Loan Officer
810 W Wackerly St Ste 2
Midland, MI 48613
(989) 633-9272
dpoynter@rossmortgage.com
Deb Tolpa
Loan Officer
810 W Wackerly St Ste 2
Midland, MI 48613
(989) 633-9272
dtolpa@rossmortgage.com
Address
319 North Main Street
Chesaning, MI
Contact
(989) 860-5218
Fax (301) 639-0804
jimemmendorfer@yahoo.com
Address
810 W Wackerly St Ste 2
Midland, MI
Contact
(989) 633-9272
Fax (301) 639-0804
bsmith@rossmortgage.com
Address
810 W Wackerly St Ste 2
Midland, MI
Contact
(989) 695-2446
Fax (301) 639-0804
akaufmann@rossmortgage.com