Compare Today’s Refinance Rates for Bitely, Michigan 49309
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Bitely, Michigan 49309.
With a 30-year amortization refinance in Bitely and surrounding areas of Newaygo county, our calculations show that you can expect to save up to $2,560 over the lifetime of your mortgage, or a monthly savings of $7. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Bitely, Michigan 49309.
Summary of Average Refinances in Bitely, Michigan 49309
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Interactive Refinance Rate Projections for Bitely, Michigan 49309
Pureloan has developed an interactive chart to monitor the five largest local lenders in Bitely, MI 49309, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Bitely, Michigan 49309 from 2024 - 2016
The following historical data provides insights into refinancing trends in Bitely, Michigan and the surrounding Newaygo county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 92.00% | 58.67% | 56.77% | 56.14% | 64.97% | 66.28% | 54.33% | 51.54% | 48.64% |
avg refi rate | 6.40% | 3.70% | 3.02% | 3.30% | 4.23% | 4.53% | 4.04% | 3.89% | 4.03% |
% 15 year fixed refinance | 4.00% | 26.89% | 26.30% | 27.88% | 20.83% | 25.36% | 33.15% | 34.71% | 35.50% |
avg refi rate | 5.63% | 2.90% | 2.48% | 2.77% | 3.64% | 3.90% | 3.30% | 3.13% | 3.23% |
Avg credit score | 744.32 | 743.40 | 758.51 | 762.12 | 753.06 | 766.51 | 748.09 | 754.11 | 756.24 |
Avg LTV (loan to value) | 56.44% | 59.61% | 64.02% | 66.46% | 69.19% | 68.54% | 69.83% | 70.28% | 70.83% |
Avg DTI (debt to income) | 34.24 | 32.71 | 31.25 | 30.65 | 31.75 | 32.12 | 31.96 | 31.25 | 31.07 |
Avg refinance insurance % | 3.20% | 1.46% | 1.86% | 2.78% | 5.24% | 3.62% | 4.15% | 3.95% | 3.76% |
Best Refinance Brokers around Bitely, Michigan 49309
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Bitely, Michigan 49309, we have compiled a list of top refinance brokers to assist you in the process.
Jeffrey Brazier
Mortgage Loan Originator
4170 17 Mile Rd NE
Cedar Springs, MI 49309
(616) 887-7366
jbrazier@choiceone.com
Amy Keegstra
Residential Loan Officer
7199 Kalamazoo Ave. SE, Suite 200
Caledonia, MI 49309
(616) 949-0114
akeegstr@ibcp.com
Larry Moeschke
Mortgage Loan Specialist
2384 84Th St Sw
Byron Center, MI 49309
(616) 878-4204
daniel.johnson@53.com
Carolyn Taylor
Mortgage Loan Specialist
9325 Cherry Valley Ave
Caledonia, MI 49309
(616) 292-7111
clinton.forester@53.com
David Crump
Loan Officer
5050 Alpine Ave NW
Comstock Park, MI 49309
(616) 887-2342
dcrump@choiceone.com
Address
4170 17 Mile Rd NE
Cedar Springs, MI
Contact
(616) 887-7366
Fax (301) 639-0804
jbrazier@choiceone.com
Address
7199 Kalamazoo Ave. SE, Suite 200
Caledonia, MI
Contact
(616) 949-0114
Fax (301) 639-0804
akeegstr@ibcp.com
Address
2384 84Th St Sw
Byron Center, MI
Contact
(616) 878-4204
Fax (301) 639-0804
daniel.johnson@53.com