Compare Today’s Refinance Rates for Boyne Falls, Michigan 49713
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Boyne Falls, Michigan 49713.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Boyne Falls, Michigan 49713. For 30-year amortization refinancing, you can expect lifetime cash savings of $14,420 or $40 per month in Boyne Falls and other parts of Charlevoix county.
Summary of Average Refinances in Boyne Falls, Michigan 49713
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Interactive Refinance Rate Projections for Boyne Falls, Michigan 49713
Pureloan has developed an interactive chart to monitor the five largest local lenders in Boyne Falls, MI 49713, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Boyne Falls, Michigan 49713 from 2024 - 2016
The following historical data provides insights into refinancing trends in Boyne Falls, Michigan and the surrounding Charlevoix county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.50% | 47.41% | 44.03% | 44.26% | 62.44% | 51.88% | 50.23% | 46.45% | 51.87% |
avg refi rate | 6.44% | 3.75% | 3.00% | 3.26% | 4.32% | 4.58% | 4.08% | 3.92% | 4.08% |
% 15 year fixed refinance | 12.50% | 40.09% | 37.96% | 40.50% | 27.92% | 32.33% | 38.50% | 38.06% | 39.18% |
avg refi rate | 5.81% | 2.82% | 2.45% | 2.62% | 3.55% | 3.88% | 3.36% | 3.10% | 3.22% |
Avg credit score | 741.19 | 747.88 | 755.90 | 763.31 | 755.71 | 752.35 | 751.25 | 753.57 | 756.56 |
Avg LTV (loan to value) | 61.94% | 54.02% | 61.05% | 64.61% | 68.14% | 63.70% | 68.88% | 68.40% | 69.57% |
Avg DTI (debt to income) | 33.81 | 33.55 | 32.33 | 31.47 | 33.31 | 33.23 | 32.23 | 32.05 | 31.78 |
Avg refinance insurance % | 3.88% | 0.71% | 1.79% | 2.05% | 2.96% | 2.55% | 2.85% | 3.89% | 3.50% |
Best Refinance Brokers around Boyne Falls, Michigan 49713
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Boyne Falls, Michigan 49713, we have compiled a list of top refinance brokers to assist you in the process.
Brian Hervey
Loan Originator
138 N. Otsego
Gaylord, MI 49713
(231) 218-0407
bhervey@amerifirst.com
Carin Andersson
Branch Manager
11501 N. Straits Hwy., PO Box 344
Cheboygan, MI 49713
(231) 627-5000
candersson@amerifirst.com
Marlene K Curtis
Sr. Loan Originator
11501 N. Straits Highway, PO Box 344
Cheboygan, MI 49713
(269) 324-4120 Ext. 10335
mcurtis@amerifirst.com
Sherry A Duntley
Loan Originator
11501 N. Straits Highway, PO Box 344
Cheboygan, MI 49713
(231) 620-6207
sduntley@amerifirst.com
Aaron Waterbury
Loan officer
1163 US-31
Petoskey, MI 49713
(61) 677-5163
aaron.waterbury@53.com
Address
138 N. Otsego
Gaylord, MI
Contact
(231) 218-0407
Fax (301) 639-0804
bhervey@amerifirst.com
Address
11501 N. Straits Hwy., PO Box 344
Cheboygan, MI
Contact
(231) 627-5000
Fax (301) 639-0804
candersson@amerifirst.com
Address
11501 N. Straits Highway, PO Box 344
Cheboygan, MI
Contact
(269) 324-4120 Ext. 10335
Fax (301) 639-0804
mcurtis@amerifirst.com