Compare Today’s Refinance Rates for Cass City, Michigan 48726
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Cass City, Michigan 48726.
With a 30-year amortization refinance in Cass City and surrounding areas of Tuscola county, our calculations show that you can expect to save up to $8,030 over the lifetime of your mortgage, or a monthly savings of $22. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Cass City, Michigan 48726.
Summary of Average Refinances in Cass City, Michigan 48726
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Interactive Refinance Rate Projections for Cass City, Michigan 48726
Pureloan has developed an interactive chart to monitor the five largest local lenders in Cass City, MI 48726, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Cass City, Michigan 48726 from 2024 - 2016
The following historical data provides insights into refinancing trends in Cass City, Michigan and the surrounding Tuscola county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 66.67% | 49.17% | 42.59% | 37.38% | 53.76% | 50.63% | 41.44% | 31.30% | 41.88% |
| avg refi rate | 6.47% | 3.91% | 3.03% | 3.32% | 4.38% | 4.58% | 4.11% | 3.94% | 4.07% |
| % 15 year fixed refinance | 33.33% | 30.83% | 38.16% | 43.74% | 30.11% | 32.91% | 43.24% | 50.43% | 49.57% |
| avg refi rate | 6.13% | 2.98% | 2.54% | 2.87% | 3.84% | 4.00% | 3.32% | 3.09% | 3.25% |
| Avg credit score | 733.33 | 737.74 | 751.72 | 757.76 | 751.02 | 739.29 | 750.50 | 755.69 | 763.37 |
| Avg LTV (loan to value) | 59.33% | 59.65% | 65.56% | 68.86% | 67.59% | 72.35% | 69.88% | 73.17% | 70.36% |
| Avg DTI (debt to income) | 29.67 | 33.28 | 31.38 | 31.41 | 32.30 | 33.19 | 30.16 | 30.79 | 30.59 |
| Avg refinance insurance % | 1.92% | 2.27% | 2.85% | 2.16% | 6.63% | 3.34% | 4.65% | 3.11% |
Best Refinance Brokers around Cass City, Michigan 48726
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Cass City, Michigan 48726, we have compiled a list of top refinance brokers to assist you in the process.
Aaron Welch
Loan Officer
580 N Main St
Frankenmuth, MI 48726
(989) 249-9283
awelch@frankenmuthcu.org
Billy Watchorn
Loan Officer
580 N Main St
Frankenmuth, MI 48726
(989) 497-1655
bwatchorn@frankenmuthcu.org
Brad Gnatkowski
Loan Officer
580 N Main St
Frankenmuth, MI 48726
(989) 497-1650
bgnatkowski@frankenmuthcu.org
Pam Miller
Loan Officer
580 N Main St
Frankenmuth, MI 48726
(989) 497-1673
pmiller@frankenmuthcu.org
Stacey Malace
Loan Officer
580 N Main St
Frankenmuth, MI 48726
(989) 249-9232
smalace@frankenmuthcu.org
Address
580 N Main St
Frankenmuth, MI
Contact
(989) 249-9283
Fax (301) 639-0804
awelch@frankenmuthcu.org
Address
580 N Main St
Frankenmuth, MI
Contact
(989) 497-1655
Fax (301) 639-0804
bwatchorn@frankenmuthcu.org
Address
580 N Main St
Frankenmuth, MI
Contact
(989) 497-1650
Fax (301) 639-0804
bgnatkowski@frankenmuthcu.org