Compare Today’s Refinance Rates for Cement City, Michigan 49233
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Cement City, Michigan 49233.
With a 30-year amortization refinance in Cement City and surrounding areas of Lenawee county, our calculations show that you can expect to save up to $9,770 over the lifetime of your mortgage, or a monthly savings of $27. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Cement City, Michigan 49233.
Summary of Average Refinances in Cement City, Michigan 49233
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Interactive Refinance Rate Projections for Cement City, Michigan 49233
Pureloan has developed an interactive chart to monitor the five largest local lenders in Cement City, MI 49233, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Cement City, Michigan 49233 from 2024 - 2016
The following historical data provides insights into refinancing trends in Cement City, Michigan and the surrounding Lenawee county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 84.62% | 50.31% | 51.29% | 50.00% | 62.20% | 51.80% | 45.95% | 45.78% | 42.97% |
avg refi rate | 6.58% | 3.73% | 3.06% | 3.33% | 4.21% | 4.59% | 4.18% | 3.95% | 4.10% |
% 15 year fixed refinance | 15.38% | 30.63% | 31.16% | 32.36% | 28.54% | 37.39% | 41.75% | 37.95% | 36.88% |
avg refi rate | 6.06% | 2.96% | 2.51% | 2.82% | 3.67% | 4.01% | 3.37% | 3.20% | 3.26% |
Avg credit score | 723.85 | 734.25 | 748.29 | 755.38 | 744.82 | 736.48 | 742.52 | 745.66 | 758.08 |
Avg LTV (loan to value) | 62.38% | 61.87% | 65.50% | 68.80% | 69.31% | 67.86% | 69.90% | 70.23% | 72.48% |
Avg DTI (debt to income) | 34.23 | 32.33 | 31.69 | 31.40 | 33.12 | 33.48 | 32.92 | 32.61 | 31.48 |
Avg refinance insurance % | 0.92% | 1.93% | 2.25% | 3.17% | 4.56% | 3.19% | 3.72% | 3.64% | 5.66% |
Best Refinance Brokers around Cement City, Michigan 49233
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Cement City, Michigan 49233, we have compiled a list of top refinance brokers to assist you in the process.
Lara Conley
Branch Manager
611 N Wisner
Jackson, MI 49233
(517) 917-0914
lconley@a2sb.com
Dena Rushton
Loan Officer
3203 Beck Rd. Suite 101
Hillsdale, MI 49233
(517) 437-0452
drushton@apollohomeloans.com
Jeff Rolland
Branch Manager
3136 N Adrian Hwy
Adrian, MI 49233
(517) 266-7651
jeff@themortgageteam.us
Jeremy Rolland
Mortgage Loan Originator
3136 N Adrian Hwy
Adrian, MI 49233
(517) 266-7651
jeremy@themortgageteam.us
Martha Koepfle
Mortgage Loan Originator
3136 N Adrian Hwy
Adrian, MI 49233
(517) 266-7651
martha@themortgageteam.us
Address
611 N Wisner
Jackson, MI
Contact
(517) 917-0914
Fax (301) 639-0804
lconley@a2sb.com
Address
3203 Beck Rd. Suite 101
Hillsdale, MI
Contact
(517) 437-0452
Fax (301) 639-0804
drushton@apollohomeloans.com
Address
3136 N Adrian Hwy
Adrian, MI
Contact
(517) 266-7651
Fax (301) 639-0804
jeff@themortgageteam.us