Compare Today’s Refinance Rates for Chesaning, Michigan 48616
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Chesaning, Michigan 48616.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Chesaning, Michigan 48616. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,857 or $13 per month in Chesaning and other parts of Saginaw county.
Summary of Average Refinances in Chesaning, Michigan 48616
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Interactive Refinance Rate Projections for Chesaning, Michigan 48616
Pureloan has developed an interactive chart to monitor the five largest local lenders in Chesaning, MI 48616, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Chesaning, Michigan 48616 from 2024 - 2016
The following historical data provides insights into refinancing trends in Chesaning, Michigan and the surrounding Saginaw county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 82.61% | 58.01% | 56.80% | 55.14% | 62.60% | 54.95% | 52.28% | 52.83% | 54.68% |
avg refi rate | 6.46% | 3.61% | 3.01% | 3.29% | 4.17% | 4.58% | 4.14% | 3.96% | 4.14% |
% 15 year fixed refinance | 13.04% | 26.19% | 26.83% | 26.58% | 21.76% | 32.42% | 34.70% | 33.88% | 31.87% |
avg refi rate | 5.78% | 2.81% | 2.47% | 2.80% | 3.64% | 3.91% | 3.39% | 3.20% | 3.38% |
Avg credit score | 735.75 | 740.32 | 752.34 | 757.61 | 746.87 | 740.69 | 746.29 | 751.67 | 754.48 |
Avg LTV (loan to value) | 62.64% | 61.38% | 65.49% | 69.51% | 73.18% | 67.93% | 70.23% | 71.59% | 72.41% |
Avg DTI (debt to income) | 37.35 | 33.47 | 32.28 | 31.96 | 33.16 | 34.03 | 33.28 | 32.28 | 31.69 |
Avg refinance insurance % | 2.29% | 1.30% | 2.21% | 3.64% | 5.58% | 3.00% | 3.69% | 4.13% | 4.54% |
Best Refinance Brokers around Chesaning, Michigan 48616
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Chesaning, Michigan 48616, we have compiled a list of top refinance brokers to assist you in the process.
Jim Emmendorfer
Loan Originator
319 North Main Street
Chesaning, MI 48616
(989) 860-5218
jimemmendorfer@yahoo.com
Lorri Burzlaff
Loan Officer
1979 East Miller Road
Fairview, MI 48616
(989) 848-2243
lburzlaff@mercbank.com
Brian Smith
Loan Officer
810 W Wackerly St Ste 2
Midland, MI 48616
(989) 633-9272
bsmith@rossmortgage.com
Amy Kaufmann
Loan Officer
810 W Wackerly St Ste 2
Midland, MI 48616
(989) 695-2446
akaufmann@rossmortgage.com
Dave Poynter
Loan Officer
810 W Wackerly St Ste 2
Midland, MI 48616
(989) 633-9272
dpoynter@rossmortgage.com
Address
319 North Main Street
Chesaning, MI
Contact
(989) 860-5218
Fax (301) 639-0804
jimemmendorfer@yahoo.com
Address
1979 East Miller Road
Fairview, MI
Contact
(989) 848-2243
Fax (301) 639-0804
lburzlaff@mercbank.com
Address
810 W Wackerly St Ste 2
Midland, MI
Contact
(989) 633-9272
Fax (301) 639-0804
bsmith@rossmortgage.com