Compare Today’s Refinance Rates for Clarkston, Michigan 48346
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Clarkston, Michigan 48346.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Clarkston, Michigan 48346. For 30-year amortization refinancing, you can expect lifetime cash savings of $6,978 or $19 per month in Clarkston and other parts of Oakland county.
Summary of Average Refinances in Clarkston, Michigan 48346
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Interactive Refinance Rate Projections for Clarkston, Michigan 48346
Pureloan has developed an interactive chart to monitor the five largest local lenders in Clarkston, MI 48346, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Clarkston, Michigan 48346 from 2024 - 2016
The following historical data provides insights into refinancing trends in Clarkston, Michigan and the surrounding Oakland county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 82.61% | 58.01% | 56.80% | 55.14% | 62.60% | 54.95% | 52.28% | 52.83% | 54.68% |
| avg refi rate | 6.46% | 3.61% | 3.01% | 3.29% | 4.17% | 4.58% | 4.14% | 3.96% | 4.14% |
| % 15 year fixed refinance | 13.04% | 26.19% | 26.83% | 26.58% | 21.76% | 32.42% | 34.70% | 33.88% | 31.87% |
| avg refi rate | 5.78% | 2.81% | 2.47% | 2.80% | 3.64% | 3.91% | 3.39% | 3.20% | 3.38% |
| Avg credit score | 735.75 | 740.32 | 752.34 | 757.61 | 746.87 | 740.69 | 746.29 | 751.67 | 754.48 |
| Avg LTV (loan to value) | 62.64% | 61.38% | 65.49% | 69.51% | 73.18% | 67.93% | 70.23% | 71.59% | 72.41% |
| Avg DTI (debt to income) | 37.35 | 33.47 | 32.28 | 31.96 | 33.16 | 34.03 | 33.28 | 32.28 | 31.69 |
| Avg refinance insurance % | 2.29% | 1.30% | 2.21% | 3.64% | 5.58% | 3.00% | 3.69% | 4.13% | 4.54% |
Best Refinance Brokers around Clarkston, Michigan 48346
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Clarkston, Michigan 48346, we have compiled a list of top refinance brokers to assist you in the process.
Bambi Chick
Loan Officer
6480 Citation Dr Suite C
Clarkston, MI 48346
(248) 933-9398
bchick@huronvalleyfinancial.com
Erin Atkins
Loan Officer
6480 Citation Dr Suite C
Clarkston, MI 48346
(248) 867-1912
eatkins@huronvalleyfinancial.com
Clinton Forester
Mortgage Loan Specialist
7151 N Main Street Ste 212
Clarkston, MI 48346
(248) 625-3075
karen.gosen@53.com
Tim Weaver
Loan Officer
6548 Town Center Dr
Clarkston, MI 48346
(248) 518-0738
tim.weaver@northpointe.com
Matt Bergin
Loan Officer
6548 Town Center Dr
Clarkston, MI 48346
(248) 518-0758
matt.bergin@northpointe.com
Address
6480 Citation Dr Suite C
Clarkston, MI
Contact
(248) 933-9398
Fax (301) 639-0804
bchick@huronvalleyfinancial.com
Address
6480 Citation Dr Suite C
Clarkston, MI
Contact
(248) 867-1912
Fax (301) 639-0804
eatkins@huronvalleyfinancial.com
Address
7151 N Main Street Ste 212
Clarkston, MI
Contact
(248) 625-3075
Fax (301) 639-0804
karen.gosen@53.com