Compare Today’s Refinance Rates for Clarksville, Michigan 48815
Pureloan's advanced engine provides real-time analysis of refinance lenders to find the best home refinance rates available in Clarksville, Michigan 48815.
With a 30-year amortization refinance in Clarksville and surrounding areas of Ionia county, our calculations show that you can expect to save up to $3,149 over the lifetime of your mortgage, or a monthly savings of $9. Pureloan explores all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing for Clarksville, Michigan 48815.
Summary of Average Refinances in Clarksville, Michigan 48815
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Interactive Refinance Rate Projections for Clarksville, Michigan 48815
Pureloan has developed an interactive chart to monitor the five largest local lenders in Clarksville, MI 48815, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Clarksville, Michigan 48815 from 2024 - 2016
The following historical data provides insights into refinancing trends in Clarksville, Michigan and the surrounding Ionia county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed refinance | 83.33% | 50.82% | 53.89% | 52.17% | 64.54% | 51.19% | 48.39% | 48.81% | 45.53% |
| avg refi rate | 6.41% | 3.58% | 3.05% | 3.31% | 4.20% | 4.57% | 4.18% | 3.94% | 4.10% |
| % 15 year fixed refinance | 12.50% | 30.43% | 28.77% | 29.71% | 21.68% | 34.83% | 38.06% | 35.63% | 37.29% |
| avg refi rate | 5.75% | 2.78% | 2.50% | 2.77% | 3.68% | 3.92% | 3.40% | 3.16% | 3.24% |
| Avg credit score | 731.46 | 740.42 | 755.31 | 761.75 | 750.31 | 741.58 | 748.17 | 753.26 | 758.42 |
| Avg LTV (loan to value) | 59.33% | 61.93% | 66.45% | 70.01% | 73.22% | 70.37% | 72.10% | 74.19% | 74.03% |
| Avg DTI (debt to income) | 38.71 | 32.11 | 31.26 | 31.08 | 32.44 | 32.23 | 32.53 | 31.21 | 30.84 |
| Avg refinance insurance % | 5.83% | 1.21% | 2.35% | 3.75% | 5.95% | 4.04% | 4.51% | 5.41% | 5.50% |
Best Refinance Brokers around Clarksville, Michigan 48815
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Clarksville, Michigan 48815, we have compiled a list of top refinance brokers to assist you in the process.
Chuck Silver
Senior Mortgage Consultant
411 West Lake Lansing Rd
East Lansing, MI 48815
(248) 430-0127
csilver@unionhomemortgage.com
Janice Szur
Senior Mortgage Consultant
411 West Lake Lansing Rd
East Lansing, MI 48815
(517) 489-2446 Ext. 674
jszur@unionhomemortgage.com
Karen Thomas
Senior Loan Consultant
411 West Lake Lansing Rd
East Lansing, MI 48815
(517) 489-2324 Ext. 682
kthomas@unionhomemortgage.com
Michael Silkworth
Senior Loan Officer
411 West Lake Lansing Rd
East Lansing, MI 48815
(517) 489-2328 Ext. 686
msilkworth@unionhomemortgage.com
Stacy Schlicher
Senior Mortgage Consultant
411 West Lake Lansing Rd
East Lansing, MI 48815
(517) 489-2327 Ext. 685
sschlicher@unionhomemortgage.com
Address
411 West Lake Lansing Rd
East Lansing, MI
Contact
(248) 430-0127
Fax (301) 639-0804
csilver@unionhomemortgage.com
Address
411 West Lake Lansing Rd
East Lansing, MI
Contact
(517) 489-2446 Ext. 674
Fax (301) 639-0804
jszur@unionhomemortgage.com
Address
411 West Lake Lansing Rd
East Lansing, MI
Contact
(517) 489-2324 Ext. 682
Fax (301) 639-0804
kthomas@unionhomemortgage.com