Compare Today’s Refinance Rates for Conway, Michigan 49722
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Conway, Michigan 49722.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Conway, Michigan 49722. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,857 or $13 per month in Conway and other parts of Emmet county.
Summary of Average Refinances in Conway, Michigan 49722
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Interactive Refinance Rate Projections for Conway, Michigan 49722
Pureloan has developed an interactive chart to monitor the five largest local lenders in Conway, MI 49722, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Conway, Michigan 49722 from 2024 - 2016
The following historical data provides insights into refinancing trends in Conway, Michigan and the surrounding Emmet county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 87.50% | 47.41% | 44.03% | 44.26% | 62.44% | 51.88% | 50.23% | 46.45% | 51.87% |
avg refi rate | 6.44% | 3.75% | 3.00% | 3.26% | 4.32% | 4.58% | 4.08% | 3.92% | 4.08% |
% 15 year fixed refinance | 12.50% | 40.09% | 37.96% | 40.50% | 27.92% | 32.33% | 38.50% | 38.06% | 39.18% |
avg refi rate | 5.81% | 2.82% | 2.45% | 2.62% | 3.55% | 3.88% | 3.36% | 3.10% | 3.22% |
Avg credit score | 741.19 | 747.88 | 755.90 | 763.31 | 755.71 | 752.35 | 751.25 | 753.57 | 756.56 |
Avg LTV (loan to value) | 61.94% | 54.02% | 61.05% | 64.61% | 68.14% | 63.70% | 68.88% | 68.40% | 69.57% |
Avg DTI (debt to income) | 33.81 | 33.55 | 32.33 | 31.47 | 33.31 | 33.23 | 32.23 | 32.05 | 31.78 |
Avg refinance insurance % | 3.88% | 0.71% | 1.79% | 2.05% | 2.96% | 2.55% | 2.85% | 3.89% | 3.50% |
Best Refinance Brokers around Conway, Michigan 49722
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Conway, Michigan 49722, we have compiled a list of top refinance brokers to assist you in the process.
Carin Andersson
Branch Manager
11501 N. Straits Hwy., PO Box 344
Cheboygan, MI 49722
(231) 627-5000
candersson@amerifirst.com
Marlene K Curtis
Sr. Loan Originator
11501 N. Straits Highway, PO Box 344
Cheboygan, MI 49722
(269) 324-4120 Ext. 10335
mcurtis@amerifirst.com
Sherry A Duntley
Loan Originator
11501 N. Straits Highway, PO Box 344
Cheboygan, MI 49722
(231) 620-6207
sduntley@amerifirst.com
Debbie Dombroski
Mortgage Lenders
350 Main Street
Cheboygan, MI 49722
(231) 627-9951
debbie@first-federal.com
Brian Hervey
Loan Originator
138 N. Otsego
Gaylord, MI 49722
(231) 218-0407
bhervey@amerifirst.com
Address
11501 N. Straits Hwy., PO Box 344
Cheboygan, MI
Contact
(231) 627-5000
Fax (301) 639-0804
candersson@amerifirst.com
Address
11501 N. Straits Highway, PO Box 344
Cheboygan, MI
Contact
(269) 324-4120 Ext. 10335
Fax (301) 639-0804
mcurtis@amerifirst.com
Address
11501 N. Straits Highway, PO Box 344
Cheboygan, MI
Contact
(231) 620-6207
Fax (301) 639-0804
sduntley@amerifirst.com