Compare Today’s Refinance Rates for Copemish, Michigan 49625
Pureloan's search engine analyzes refinance lenders to provide you with the best real-time home refinance rates in Copemish, Michigan 49625.
Our search engine evaluates all refinance loan options, including HELOC, short home refinancing, and positive equity refinancing in Copemish, Michigan 49625. For 30-year amortization refinancing, you can expect lifetime cash savings of $4,597 or $13 per month in Copemish and other parts of Manistee county.
Summary of Average Refinances in Copemish, Michigan 49625
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Interactive Refinance Rate Projections for Copemish, Michigan 49625
Pureloan has developed an interactive chart to monitor the five largest local lenders in Copemish, MI 49625, for refinancing and cash-out. The chart features historical rates, which are based on completed refinancings, and projections, which are based on proprietary modeling.
Historical Refinance Rates in Copemish, Michigan 49625 from 2024 - 2016
The following historical data provides insights into refinancing trends in Copemish, Michigan and the surrounding Manistee county, based on factors such as loan type, credit score, LTV, and other parameters. This data is derived from actual closed home refinancings.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed refinance | 100.00% | 57.79% | 55.43% | 58.06% | 67.18% | 57.80% | 55.56% | 53.26% | 47.76% |
avg refi rate | 6.56% | 3.73% | 2.99% | 3.33% | 4.30% | 4.59% | 4.09% | 3.89% | 4.08% |
% 15 year fixed refinance | 24.57% | 27.41% | 25.60% | 21.96% | 32.57% | 36.11% | 36.81% | 40.06% | |
avg refi rate | 2.77% | 2.49% | 2.79% | 3.58% | 3.96% | 3.32% | 3.18% | 3.26% | |
Avg credit score | 722.88 | 746.80 | 759.08 | 761.94 | 755.05 | 748.63 | 755.84 | 760.09 | 759.58 |
Avg LTV (loan to value) | 58.88% | 55.33% | 60.65% | 65.73% | 67.63% | 66.87% | 67.25% | 68.77% | 66.20% |
Avg DTI (debt to income) | 38.69 | 33.00 | 32.50 | 31.83 | 33.68 | 33.97 | 32.76 | 32.32 | 31.47 |
Avg refinance insurance % | 3.75% | 0.88% | 1.60% | 2.89% | 3.81% | 3.34% | 3.90% | 3.40% | 2.46% |
Best Refinance Brokers around Copemish, Michigan 49625
If you are considering refinancing your mortgage or obtaining a cash-out refinance in Copemish, Michigan 49625, we have compiled a list of top refinance brokers to assist you in the process.
Camille Major
Loan Officer
11470 S. Leelanau Hwy.(M-22)
Empire, MI 49625
(989) 448-8748
cmajor@ssbankmi.com
Linda Waisanen
Loan Officer
11470 S. Leelanau Hwy.(M-22)
Empire, MI 49625
(231) 943-2549
lwaisanen@ssbankmi.com
Mollie Hammersley
Loan Officer
11470 S. Leelanau Hwy.(M-22)
Empire, MI 49625
(231) 360-0250
mhammersley@ssbankmi.com
Norma Corwin
Loan Officer
11470 S. Leelanau Hwy.(M-22)
Empire, MI 49625
(231) 352-5347
ncorwin@ssbankmi.com
Dave Durbin
Loan Officer
109 S Union St
Traverse City, MI 49625
(231) 933-9400
ddurbin@bayloans.net
Address
11470 S. Leelanau Hwy.(M-22)
Empire, MI
Contact
(989) 448-8748
Fax (301) 639-0804
cmajor@ssbankmi.com
Address
11470 S. Leelanau Hwy.(M-22)
Empire, MI
Contact
(231) 943-2549
Fax (301) 639-0804
lwaisanen@ssbankmi.com
Address
11470 S. Leelanau Hwy.(M-22)
Empire, MI
Contact
(231) 360-0250
Fax (301) 639-0804
mhammersley@ssbankmi.com